515 Miller Ln, Windsor, CA 95492 Property Records

Sonoma County property record for 515 Miller Ln, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 987 sqft · built 1994
Lot Size	0.057 acres (2,476 sqft)
Owner	Individual Name on Record
Last Sale	$249,500 (Oct 2026)
Tax Bill	$5,962 (2025)
Deeds & Mortgages	Oct 2026 Sale Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`161-480-001-000`

Property Details

APN / Parcel Number

Primary APN	`161-480-001-000`
Alternative APN	`161-480-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	987 sqft Living Area
1st Floor Area	987 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,476 sqft (0.057 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	161-480-001
Street Address	515 MILLER LN
City	WINDSOR
State	CA
Zip	95492-8068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYWI
Legal Description	94 FM 161-040-019 VILLAGE OAKS SUB LOT 1
Legal Subdivision	VILLAGE OAKS SUB
Legal Block	3
Legal Lot Number	1
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	3
Census Block	3008
Census Tract	153808

Owner

Source: Sonoma County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 MILLER LN, WINDSOR, CA 95492-8068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Grant Deed, Transfer MORTGAGE CONNECT
Jan 29, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 17, 2020	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 2, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Mar 30, 2018	Quit Claim Deed, Transfer · Conventional with PMI OPES ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2026 · Amount on Record
Deed Sale	Oct 6, 2026 · Amount on Record
Prior Sale	Apr 17, 2020 · Amount on Record
Deed Document Number	202651205
Prior Transfer Date	Aug 8, 2014
Prior Transfer Doc	0000056124
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Oct 6, 2026
Property Address	515 MILLER LN, WINDSOR, CA 95492-8068
Document Number	0000051205
Instrument Date	Sep 25, 2026
Instrument	202651205
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	MORTGAGE CONNECT

Transaction

Amount	Amount Recorded
Tax	$27,719.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 MILLER LN, WINDSOR, CA 95492-8068

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	515 MILLER LN, WINDSOR, CA 95492-8068
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 MILLER LN, WINDSOR, CA 95492-8068

Mortgage

Document Number	0000010798
Date	Jan 29, 2021
Instrument	2021010798

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Apr 17, 2020
Property Address	515 MILLER LN, WINDSOR, CA 95492-8068
Document Number	0000028977
Map Reference	MB 514 PG 42-45
Instrument Date	Apr 14, 2020
Instrument	2020028977
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	515 MILLER LN, WINDSOR, CA 95492-8068

Mortgage

Document Number	0000028978
Date	Apr 17, 2020
Instrument	2020028978

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Apr 2, 2018
Property Address	515 MILLER LN, WINDSOR, CA 95492-8068
Document Number	0000022107
Instrument Date	Mar 28, 2018
Instrument	22107
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1075 ELSBREE LN WINDSOR CA 954927930, WINDSOR, CA 95492-7930

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 30, 2018
Property Address	515 MILLER LN, WINDSOR, CA 95492-8068
Document Number	0000021944
Instrument Date	Mar 28, 2018
Instrument	21944
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1075 ELSBREE LN WINDSOR CA 954927930, WINDSOR, CA 95492-7930

Mortgage

Document Number	21945
Date	Mar 30, 2018
Instrument	21945

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2048

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$501,978 (+2%) Land $200,791 Building $301,187
2025	$5,962.00 (+4.16%)	$492,136 (+4.04%) Land $196,854 Building $295,282
2023	$5,724.00 (+1.71%)	$473,028 Land $189,211 Building $283,817
2022	$5,628.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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