515 Mill St, Henderson, KY 42420 Property Records

Henderson County property record for 515 Mill St, Henderson, KY 42420

Property Summary

Property TypeSingle Family Home
Details1 ba · 992 sqft · built 1946
Lot Size0.162 acres (7,068 sqft)
OwnerIndividual Name on File
Tax Bill$504 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN2-21-10-9

Property Details

APN / Parcel Number

Primary APN2-21-10-9
Alternative APNs
  • 52453
  • 4387

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area992 sqft Finished Area
Basement Area992 sqft
Unfinished Basement992 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,068 sqft (0.162 acres)
Lot Dimensions62 ft deep x 114 ft wide
PorchSlab
Porch Area98 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account Number52453
Street Address515 MILL ST
CityHENDERSON
StateKY
Zip42420-4267
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionSINGLE FAMILY
Legal SubdivisionAUDUBON SQUARE
Legal Lot Number33
JurisdictionHENDERSON KY
Township / Civil DivisionHENDERSON
Census Block Group1
Census Block1009
Census Tract20401

Owner

515 Mill St is owned and occupied by an individual who acquired it in June 2023.

Source: Henderson County records, as of November 25, 2025

Owner of RecordIndividual Name on File
Mailing Address515 MILL ST, HENDERSON, KY 42420-4267
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 27, 2023
Transfer Doc0RE668/904
Record UpdatedSep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHENDERSON KY
Recording DateAug 4, 2023
Property Address515 MILL ST, HENDERSON, KY 42420-4267
Document Number0RE668/904
Book / PageRE668 / 904
Map ReferenceMB 102 PG 387
Instrument DateJun 27, 2023
Instrument2023007032
Transaction TypeTransfer
Record UpdatedAug 22, 2023
Title CompanyFOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address701 MULBERRY ST, MOUNT VERNON, IN 47620-1943

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 MILL ST, HENDERSON, KY 42420-4267

Mortgage

Document Number2023007033
DateAug 4, 2023
Instrument2023007033
Lender
NameSTERLING UNITED FCU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term119 Months
DueJul 26, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 515 Mill St was $504.

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
MunicipalityHenderson City
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$504.00$45,500$45,500
2023$508.00 (+0.79%)$45,500 (-)$45,500 (-)
2022$504.00$45,500$45,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Mill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 515 Mill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON WATER UTILITY/NORTH
serves 31,705 people · EPA ID KY0510188
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Henderson Municipal Power & Light
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20

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