Delaware County property record for 515 Michell St, Ridley Park, PA 19078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,254 sqft · built 1956 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Nov 2018) |
| Tax Bill | $7,823 (2026) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Apr 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-15-858:003 |
| Primary APN | 38-15-858:003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,254 sqft Living Area |
| 1st Floor Area | 1,254 sqft |
| Family Room | Family Room |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 5,489 sqft (0.126 acres) |
| Lot Dimensions | 97 ft deep x 62 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3815858003 |
|---|---|
| Street Address | 515 MICHELL ST |
| City | RIDLEY PARK |
| State | PA |
| Zip | 19078-3615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DWG GAR 62 X 97 |
| Legal Subdivision | RIDLEY PARKVIEW DEV CO |
| Legal Block | 81 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | RIDLEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 410601 |
515 Michell St is owned and occupied by two individuals who bought it in November 2018.
Source: Delaware County records, as of May 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 MICHELL ST, RIDLEY PARK, PA 19078-3615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ESSA BANK & TRUST |
| Apr 24, 2018 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ESSA BANK & TRUST |
| Nov 2, 2018 | Deed, Transfer · Conventional Mortgage ESSA BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2018 · Amount on File |
| Deed Sale | Nov 2, 2018 · Amount on File |
| Prior Sale | Nov 9, 1994 · Amount on File |
| Deed Document Number | 201853125 |
| Deed Book / Page | 6243 / 1262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 515 MICHELL ST, RIDLEY PARK, PA 19078-3615 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2022 |
| Title Company | TIGER ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0068771572 |
|---|---|
| Date | Dec 9, 2022 |
| Book Page | 6877/1572 |
| Instrument | 2022062017 |
| Name | ESSA BANK & TRUST |
|---|---|
| Type | Bank |
| Address | STROUDSBURG, PA 18360 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Nov 23, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 515 MICHELL ST, RIDLEY PARK, PA 19078-3615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0061580781 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 06158/0781 |
| Instrument | 2018019356 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 7, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 515 MICHELL ST, RIDLEY PARK, PA 19078-3615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SAGE PREMIER SETTLEMENTS |
| Name | Verified Name |
|---|
| Document Number | 0065361764 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 6536/1764 |
| Instrument | 2020032134 |
| Name | ESSA BANK & TRUST |
|---|---|
| Type | Bank |
| Address | STROUDSBURG, PA 18360 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Nov 2, 2018 |
| Property Address | 515 MICHELL ST, RIDLEY PARK, PA 19078-3615 |
| Document Number | 0062431262 |
| Book / Page | 06243 / 1262 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 2018053125 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 MIEHELL STREET, RIDLEY PARK, PA 19078-3615 |
| Document Number | 2018053126 |
|---|---|
| Date | Nov 2, 2018 |
| Instrument | 2018053126 |
| Name | ESSA BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
The 2026 property tax bill for 515 Michell St was $7,823 with a homeowner's exemption.
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| County Subdivision | Ridley Township |
| Unified School District | Ridley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,823.00 Homeowner's exemption | $201,590 Land $50,700 Building $150,890 | $201,590 Land $50,700 Building $150,890 |
| 2024 | $201,590 Land $50,700 Building $150,890 | ||
| 2023 | $6,695.00 Homeowner's exemption | ||
| 2021 | $201,590 (-) | ||
| 2020 | $201,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 Michell St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 14 (1989–2011) |
| Claims Outside the SFHA | 1 of 14 |
| Most Recent Claim | Apr 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 515 Michell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 944 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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