515 McPherson St, Boone, IA 50036 Property Records

Boone County property record for 515 McPherson St, Boone, IA 50036

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 960 sqft · built 2018
Lot Size	0.201 acres (8,762 sqft)
Owner	2 Individual Names on File
Last Sale	$192,500 (Sep 2023)
Tax Bill	$3,698 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`088426291282143`

Property Details

APN / Parcel Number

Primary APN	`088426291282143`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	700 sqft
Unfinished Basement	624 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,762 sqft (0.201 acres)
Lot Dimensions	132 ft deep x 65 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	181 sqft
Deck Area	Deck Area
Patio Area	23 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	515 MCPHERSON ST
City	BOONE
State	IA
Zip	50036-3353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	THRIFTS 1ST ADD LOT 4 BLOCK 15 NW NE
Legal Range	26W
Legal Township	84N
Legal Section	29
Legal Subdivision	THRIFTS 1ST ADD
Legal Block	15
Legal Lot Number	4
Jurisdiction	BOONE IA
Township / Civil Division	DES MOINES
Census Block Group	1
Census Block	1044
Census Tract	20400

Owner

515 McPherson St is owned and occupied by two individuals who bought it in September 2023.

Source: Boone County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 MCPHERSON ST, BOONE, IA 50036-3353
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES
Nov 16, 2018	Deed of Trust, Mortgage HEART OF IOWA HABITAT
Nov 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Prior Sale	Nov 16, 2018 · Amount on File
Deed Document Number	202331121
Deed Book / Page	2023 / 3112
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IA
Recording Date	Sep 18, 2023
Property Address	515 MCPHERSON ST, BOONE, IA 50036-3353
Document Number	02023/3112
Book / Page	2023 / 3112
Instrument Date	Sep 12, 2023
Instrument	233112
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	515 MCPHERSON ST, BOONE, IA 50036-3353

Mortgage

Document Number	0000233113
Date	Sep 18, 2023
Instrument	233113

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IA
Property Address	515 MCPHERSON ST, BOONE, IA 50036-3353
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000004708
Date	Nov 16, 2018
Book Page	0000002018/0000004708
Instrument	000000184708

Lender

Name	HEART OF IOWA HABITAT

Agreement

Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IA
Recording Date	Nov 16, 2018
Property Address	515 MCPHERSON ST, BOONE, IA 50036-3353
Document Number	02018/4707
Book / Page	2018 / 4707
Instrument Date	Nov 14, 2018
Instrument	000000184707
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 MCPHESON ST, BOONE, IA 50036-3353

Tax Assessment & Valuation

The 2025 property tax bill for 515 McPherson St was $3,698.

Source: Boone County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Boone County
Municipality	Boone City
Unified School District	Boone Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,698.00	$206,480 Land $26,820 Building $179,660	$206,480 Land $26,820 Building $179,660
2024	$3,698.00
2023		$100,186 Land $19,159 Building $81,027	$175,186
2022	$1,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 McPherson St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2015–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 McPherson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (BOONE) private · serves 4,975 people · EPA ID IA0844006
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Ogden Telephone Company, Verizon.

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