Sullivan County property record for 515 McDowell St, Bristol, TN 37620
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,086 sqft · built 1923 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $59,000 (Jan 2017) |
| Tax Bill | $714 (2022) |
| Deeds & Mortgages | Mar 2024 Line of Credit Dec 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082021A D 02000 |
| Primary APN | 082021A D 02000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,086 sqft Living Area |
| 1st Floor Area | 1,086 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 55 ft deep x 50 ft wide |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 282 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 515 MCDOWELL ST |
|---|---|
| City | BRISTOL |
| State | TN |
| Zip | 37620-2455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 17, COUNTY AREA: A30 |
| Jurisdiction | SULLIVAN TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 42802 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Fairmount Neighborhood Historic District listed 2010 · 407 contributing resources · NRIS 10000510 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Sullivan County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 515 MCDOWELL ST, BRISTOL, TN 37620-2455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Dec 9, 2022 | Intrafamily Transfer, Transfer |
| Dec 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 31, 2017 | Warranty Deed, Transfer · Line of Credit PEOPLES HM EQUITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2017 · Amount on Record |
| Deed Sale | Jan 31, 2017 · Amount on Record |
| Prior Sale | Dec 8, 2004 · Amount on Record |
| Deed Document Number | 20171811 |
| Deed Book / Page | 3231 / 998 |
| Last Transfer Date | Dec 9, 2022 |
| Transfer Doc | 0003538165 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SULLIVAN TN |
| Property Address | 515 MCDOWELL ST, BRISTOL, TN 37620-2455 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 515 MCDOWELL ST, BRISTOL, TN 37620-2455 |
| Document Number | 0035981345 |
|---|---|
| Date | Mar 26, 2024 |
| Book Page | 3598/1345 |
| Instrument | 24004852 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SULLIVAN TN |
| Recording Date | Dec 9, 2022 |
| Property Address | 515 MCDOWELL ST, BRISTOL, TN 37620-2455 |
| Document Number | 0003538165 |
| Book / Page | 3538 / 165 |
| Instrument Date | Dec 9, 2022 |
| Instrument | 22024644 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 MCDOWELL ST, BRISTOL, TN 37620-2455 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SULLIVAN TN |
| Property Address | 515 MCDOWELL ST, BRISTOL, TN 37620-2455 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 3417418 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 3417/418 |
| Instrument | 20024871 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SULLIVAN TN |
| Recording Date | Jan 31, 2017 |
| Property Address | 515 MCDOWELL ST, BRISTOL, TN 37620-2455 |
| Document Number | 3231998 |
| Book / Page | 003231 / 000998 |
| Instrument Date | Jan 30, 2017 |
| Instrument | 17001811 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2017 |
| Title Company | FOUNDATION TITLE AND ESCROW SERI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $218.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 MCDOWELL ST BRISTOL TN 376202455, BRISTOL, TN 37620-2455 |
| Document Number | 32311000 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 003231/001000 |
| Instrument | 17001812 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Sullivan County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Bristol City |
| County | Sullivan County |
| Unified School District | Bristol City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,000 (+127.69%) Land $975 Building $36,025 | $148,000 (+127.69%) Land $3,900 Building $144,100 | |
| 2023 | $16,250 (-) Land $650 Building $15,600 | ||
| 2022 | $714.00 | $16,250 Land $650 Building $15,600 | |
| 2021 | $65,000 Land $2,600 Building $62,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 2, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL DEPT OF UTILITIES serves 37,648 people · EPA ID TN0000073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Brightspeed, Bristol Tennessee Essential Services, Verizon.
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