515 McClay Rd, Novato, CA 94947 Property Records

Marin County property record for 515 McClay Rd, Novato, CA 94947

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,641 sqft · built 1971
Lot Size	0.771 acres (33,600 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Nov 1994)
Tax Bill	$9,307 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146-261-23`

Property Details

APN / Parcel Number

Primary APN	`146-261-23`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,641 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1972
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Tile
Lot Area	33,600 sqft (0.771 acres)
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Deck Area	189 sqft
Patio Area	189 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	515 MCCLAY RD
City	NOVATO
State	CA
Zip	94947-3859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL MAPS 10 PG 41
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	3
Census Block	3007
Census Tract	103200

Owner

515 McClay Rd is owned and occupied by an individual who bought it in November 1994.

Source: Marin County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	515 MCCLAY RD, NOVATO, CA 94947-3859
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 1994 · Amount on File
Deed Sale	Nov 4, 1994 · Amount on File
Deed Document Number	199477405
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	515 MCCLAY RD, NOVATO, CA 94947-3859
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001848
Date	Jan 22, 2018
Instrument	2018-0001848

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 515 McClay Rd was $9,307 with a homeowner's exemption.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$753,781 (+2%) Land $299,799 Building $453,982
2025	$9,307.00 Homeowner's exemption	$739,001 Land $293,921 Building $445,080
2023	$8,977.00 (+2.78%) Homeowner's exemption	$710,309 Land $282,509 Building $427,800
2022	$8,734.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 515 McClay Rd in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	24 (1982–2023)
Claims Outside the SFHA	14 of 24
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 7 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 McClay Rd is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30