515 Margaret Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 515 Margaret Dr, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,536 sqft · built 1976
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,500 (Nov 2011)
Tax Bill	$4,606 (2025)
Deeds & Mortgages	Feb 2009 Mortgage Oct 2023 Mortgage + 2 more
APN	`0771002000140`

Property Details

APN / Parcel Number

Primary APN	`0771002000140`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,536 sqft Living Area
1st Floor Area	972 sqft
Upper Floors Area	972 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	250 ft deep x 115 ft wide
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	Deck Area
Patio Area	300 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	515 MARGARET DR
City	CHESAPEAKE
State	VA
Zip	23322-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	14 KING JAMES COLONY SEC A-2
Legal Subdivision	BLACKWATER FOREST, KING JAMES COLONY
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2024
Census Tract	21103

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 MARGARET DR, CHESAPEAKE, VA 23322-1314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2009	Deed of Trust, Mortgage · VA Mortgage NATIONAL CITY MORTGAGE
Oct 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 27, 2017	Intrafamily Transfer, Transfer · VA Mortgage US BANK NATIONAL ASSOCIATION
Jun 13, 2008	Warranty Deed, Transfer · VA Mortgage NATIONAL CITY MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2011 · Amount on Record
Deed Sale	Nov 21, 2011 · Amount on Record
Prior Sale	Jun 13, 2008 · Amount on Record
Deed Book / Page	8540 / 298
Last Transfer Date	Jun 23, 2017
Transfer Doc	009803/127
Record Updated	Oct 29, 2026

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	515 MARGARET DR, CHESAPEAKE, VA 23322-1314
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007698/402
Date	Feb 2, 2009
Book Page	7698/402

Lender

Name	NATIONAL CITY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2039

Interest

Rate Type	Fixed Rate
Rate	5%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	515 MARGARET DR, CHESAPEAKE, VA 23322-1314
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010700/275
Date	Oct 10, 2023
Book Page	10700/275
Instrument	230021212

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2038

Interest

Rate Type	Fixed Rate

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 27, 2017
Property Address	515 MARGARET DR, CHESAPEAKE, VA 23322-1314
Document Number	009803/127
Book / Page	9803 / 127
Instrument Date	Jun 23, 2017
Instrument	170017336
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 MARGARET DR, CHESAPEAKE, VA 23322-1314

Mortgage

Document Number	009803/130
Date	Jun 27, 2017
Book Page	9803/130
Instrument	170017337

Lender

Name	US BANK NATIONAL ASSOCIATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

June 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 13, 2008
Property Address	515 MARGARET DR, CHESAPEAKE, VA 23322-1314
Document Number	0007518/40
Book / Page	7518 / 40
Instrument Date	Jun 11, 2008
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000751843
Date	Jun 13, 2008
Instrument	7518/43

Lender

Name	NATIONAL CITY MTG CO

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$472,600 (+3.64%) Land $190,000 Building $282,600	$472,600 (+3.64%) Land $190,000 Building $282,600
2025	$4,606.00 (+10.64%)	$456,000 (+11.06%) Land $170,000 Building $286,000	$456,000 (+11.06%) Land $170,000 Building $286,000
2024	$4,163.00 (+25.81%)
2023		$410,600 (+12.22%) Land $125,000 Building $285,600	$410,600 (+12.22%) Land $125,000 Building $285,600
2022		$365,900 Land $115,000 Building $250,900	$365,900 Land $115,000 Building $250,900
2019	$3,309.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 81% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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