Wright County property record for 515 Maple St, Monticello, MN 55362
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,300 sqft · built 1991 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Jun 2026) |
| Tax Bill | $2,710 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2022 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 155-010-010050 |
| Primary APN | 155-010-010050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 724 sqft |
| Basement Area | 504 sqft |
| Finished Basement | 504 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 556 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | Deck Area |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 515 MAPLE ST |
|---|---|
| City | MONTICELLO |
| State | MN |
| Zip | 55362-8879 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-11 TWP-121 RANGE-025 ORIGINAL PLAT MONTICELLO LOT-005 BLOCK-010 LT5 &E16.5FT OF LT4 BLK 10 LY SWLY OF LN DRWN NW AT R AG |
| Legal Range | 025 |
| Legal Township | 121 |
| Legal Section | 11 |
| Legal Subdivision | ORIGINAL PLAT MONTICELLO |
| Legal Block | 10,10 |
| Legal Lot Number | 5,4 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | MONTICELLO |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 100203 |
515 Maple St is owned and occupied by an individual who bought it in June 2026.
Source: Wright County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 MAPLE ST, MONTICELLO, MN 55362-8879 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2026 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Jul 26, 2022 | Warranty Deed, Transfer · Line of Credit RIVERWOOD BANK |
| May 24, 2022 | Land Contract, Transfer NOT AVAILABLE |
| Sep 9, 2021 | Warranty Deed, Transfer ALL AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2026 · Amount on File |
| Deed Sale | Jun 16, 2026 · Amount on File |
| Prior Sale | Jul 19, 2022 · Amount on File |
| Deed Document Number | 20261605204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jun 16, 2026 |
| Property Address | 515 MAPLE ST, MONTICELLO, MN 55362-8879 |
| Document Number | 0001605204 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20261605204 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | CUSTOME TITLE SERVICES INC, CUSTOM TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $93,324.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 515 MAPLE ST, MONTICELLO, MN 55362-8879 |
| Document Number | 0001605204, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 20261605204 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Date | Jun 16, 2026 |
|---|
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Jul 1, 2036 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jul 26, 2022 |
| Property Address | 515 MAPLE ST, MONTICELLO, MN 55362-8879 |
| Document Number | 00A1512930 |
| Instrument Date | Jul 19, 2022 |
| Instrument | A1512930 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | CUSTOM TITLE SERVICES, INC., CUSTOM TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $742.50 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 MAPLE ST, MONTICELLO, MN 55362-8879 |
| Document Number | 00A1512931 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | A1512931 |
| Name | RIVERWOOD BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Aug 15, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | May 24, 2022 |
| Property Address | 515 MAPLE ST, MONTICELLO, MN 55362-8879 |
| Document Number | 00A1507865 |
| Instrument Date | May 16, 2022 |
| Instrument | A1507865 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 MAPLE ST, MONTICELLO, MN 55362-8879 |
| Date | May 24, 2022 |
|---|
| Name | NOT AVAILABLE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | May 1, 2027 |
| Rate | 5.5% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Sep 9, 2021 |
| Property Address | 515 MAPLE ST, MONTICELLO, MN 55362-8879 |
| Document Number | 0001483181 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 1483181 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2021 |
| Title Company | ALL AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $722.45 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 MAPLE ST, MONTICELLO, MN 55362-8879 |
The 2026 property tax bill for 515 Maple St was $2,710.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Monticello City |
| Unified School District | Monticello Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,710.00 | $273,600 (+3.83%) Land $55,000 Building $218,600 | $273,600 (+3.83%) Land $55,000 Building $218,600 |
| 2025 | $263,500 Land $50,000 Building $213,500 | $263,500 Land $50,000 Building $213,500 | |
| 2023 | $2,406.00 (+28.25%) | $245,000 Land $50,000 Building $195,000 | $245,000 Land $50,000 Building $195,000 |
| 2022 | $1,876.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 Maple St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1997–2001) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 Maple St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Monticello serves 15,087 people · EPA ID MN1860012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Fibernet Monticello Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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