515 Madison St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 515 Madison St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,971 sqft · built 1931
Lot Size	0.105 acres (4,574 sqft)
Owner	2 Individual Names on File
Last Sale	$898,000 (Nov 2024)
Tax Bill	$9,609 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019-052-05`

Property Details

APN / Parcel Number

Primary APN	`019-052-05`
Alternative APN	`019-052-05-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	1,971 sqft Living Area
Gross Area	2,471 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1980
Architectural Style	Duplex Single
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,574 sqft (0.105 acres)
Garage Type	Attached
Garage Area	180 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	515 MADISON ST, A
City	WATSONVILLE
State	CA
Zip	95076-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 311
Legal Subdivision	WATSONVILLE HEIGHTS 02
Legal Lot Number	311
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1020
Census Tract	110202

Owner

515 Madison St is owned and occupied by two individuals who bought it in November 2024.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 MADISON ST, WATSONVILLE, CA 95076-3211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Grant Deed, Transfer · Commercial Mortgage NEIL A GREVEMBERG ETUX
Jul 29, 2021	Grant Deed, Transfer · Commercial Mortgage TERESA MENG
Jul 29, 2021	Intrafamily Transfer, Transfer CONSUMER TITLE, CONSUMERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2024 · Amount on File
Deed Sale	Nov 26, 2024 · Amount on File
Prior Sale	Sep 17, 2021 · Amount on File
Deed Document Number	202423579
Prior Transfer Date	Jul 27, 2021
Prior Transfer Doc	0000039992
Record Updated	Sep 20, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 17, 2021
Property Address	515 MADISON ST, WATSONVILLE, CA 95076-3211
Document Number	0000047802
Instrument Date	Aug 31, 2021
Instrument	2021-0047802
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	NOT AVAILABLE, ER CONSUMERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 2807, WATSONVILLE, CA 95077-2807

Mortgage

Document Number	0000047803
Date	Sep 17, 2021
Instrument	2021-0047803

Lender

Name	NEIL A GREVEMBERG ETUX
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 29, 2021
Property Address	515 MADISON ST, WATSONVILLE, CA 95076-3211
Document Number	0000039993
Instrument Date	Jul 28, 2021
Instrument	2021-0039993
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16956 VIA DE SANTA FE UNIT 387, 387, RANCHO SANTA FE, CA 92067-6518

Mortgage

Document Number	0000039994
Date	Jul 29, 2021
Instrument	2021-0039994

Lender

Name	TERESA MENG
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	13 Months
Due	Aug 1, 2022

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 29, 2021
Property Address	515 MADISON ST, WATSONVILLE, CA 95076-3211
Document Number	0000039992
Instrument Date	Jul 27, 2021
Instrument	2021-0039992
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	CONSUMER TITLE, CONSUMERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 APACHE CIR, OROVILLE, CA 95966-3901

Tax Assessment & Valuation

The 2025 property tax bill for 515 Madison St was $9,609 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$763,041 (+2%) Land $586,223 Building $176,818
2025	$9,609.00 Homeowner's exemption	$748,080 Land $574,730 Building $173,350
2023	$8,406.00 (+1.79%)	$703,800 Land $545,700 Building $158,100
2022	$8,258.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 515 Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 515 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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