McCracken County property record for 515 Madison St, Paducah, KY 42001
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,307 sqft |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $438 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 112-13-05-010 |
| Primary APN | 112-13-05-010 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 1,307 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Other |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,307 sqft (0.03 acres) |
| Porch | Slab |
| Porch Area | 350 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 16931 |
|---|---|
| Street Address | 515 MADISON ST |
| City | PADUCAH |
| State | KY |
| Zip | 42001-1056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-41-11 72X57X72X57 515 MADISON L119 |
| Legal Subdivision | LOWER TOWN PADUCAH |
| Legal Lot Number | 119 |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 30300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lower Town Neighborhood District listed 1982 · 141 contributing resources · NRIS 82002736 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: McCracken County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6965 OLD HOUSER RD, BOAZ, KY 42027-9641 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Recording Date | Apr 6, 2026 |
| Property Address | 515 MADISON ST, PADUCAH, KY 42001-1056 |
| Document Number | 0000842940 |
| Book / Page | 1874 / 221 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026842940 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6965 OLD HOUSER RD, BOAZ, KY 42027-9641 |
| Document Number | 0000842940, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 1874/221 |
| Instrument | 2026842940 |
| Name | FNB BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 15, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.43% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: McCracken County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Municipality | Paducah City |
| Unified School District | Paducah Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,500 (+24.49%) | $152,500 (+24.49%) | |
| 2025 | $438.00 (-0.23%) | $122,500 (-) | $122,500 (-) |
| 2023 | $439.00 (-2.01%) | $122,500 (-) | $122,500 (-) |
| 2022 | $448.00 | $122,500 | $122,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Fiber | 5,000 / 5,000 |
| PPS Fibernet Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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