515 M St, Merced, CA 95341 Property Records

Merced County property record for 515 M St, Merced, CA 95341 · Last verified October 2025

Property Summary

Property TypeMulti-Family Dwellings
Details3 bd · 2 ba · 1,140 sqft · built 1979
Lot Size0.229 acres (9,999 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (May 2020)
Tax Bill$3,056 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone AO (high risk)
APN032-213-025-000

Property Details

APN / Parcel Number

Primary APN032-213-025-000
Alternative APN
  • 032213025

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,140 sqft Total Area
Gross Area1,540 sqft
1st Floor Area1,140 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1983
Architectural StyleOther
Construction TypeWood Frame
Lot Area9,999 sqft (0.229 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number032213025
Street Address515 M ST
CityMERCED
StateCA
Zip95341-6636
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionPARCEL A PM37-32 SEC 25/7/13
Legal Range13
Legal Township07
Legal Section25
Legal SubdivisionELLIOT
Legal Lot Number8
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group3
Census Block3018
Census Tract1503

Owner

Source: Merced County records · APN 032-213-025-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address515 M ST, MERCED, CA 95341-6636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 14, 2020 · Amount on Record
Deed SaleMay 14, 2020 · Amount on Record
Prior SaleJun 27, 1997
Deed Document Number2020015602
Record UpdatedJun 08, 2026

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateMay 14, 2020
Property Address515 M ST, MERCED, CA 95341-6636
Document Number0000015602
Instrument DateMay 06, 2020
Instrument15602
Transaction TypeTransfer
Record UpdatedJun 15, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 M ST MERCED CA 953416636, MERCED, CA 95341-6636

Mortgage

Document Number15603
DateMay 14, 2020
Instrument15603
Lender
NameROSENDO C CEJA
Address501 M ST, MERCED, CA 95341-6636
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount Recorded

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,056.00 (+7.23%)$273,407 (+4.04%) Land $65,616 Building $207,791
2023$2,850.00 (+1.35%)$262,792 Land $63,069 Building $199,723
2022$2,812.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470015033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AO
sheet flow 1–3 ft
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 63 individual NFIP policies nearby
Nearby Flood Policies63 in force
Nearby Flood Claims2 (2006–2023)
Most Recent ClaimJan 2023, river or lake flooding, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 535 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20
AT&TDSL100 / 20

May also be available at this address: Ayera Technologies, T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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