515 Lucille St, Bartow, FL 33830 Property Records

Polk County property record for 515 Lucille St, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1959
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Dec 2021)
Tax Bill	$1,726 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-31-363400-005050`

Property Details

APN / Parcel Number

Primary APN	`25-29-31-363400-005050`
Alternative APNs	`312925363400005050` `12925000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	103 ft deep x 63 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Porch	Unfinished Open Porch
Porch Area	224 sqft
Utility Building	55 sqft

Location & Zoning

Street Address	515 LUCILLE ST
City	BARTOW
State	FL
Zip	33830-3138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MILLERS MANOR PB 42 PG 45 BLK E LOT 5
Legal Range	25E
Legal Township	29S
Legal Section	31
Legal Subdivision	MILLERS MANOR
Legal Tract	363400
Legal Block	E
Legal Lot Number	5
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3007
Census Tract	15000

Owner

Source: Polk County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 LUCILLE ST, BARTOW, FL 33830-3138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 7, 2021	Warranty Deed, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Prior Sale	Oct 13, 2015 · Amount on Record
Deed Document Number	2021317100
Deed Book / Page	12013 / 1653
Prior Transfer Date	Jun 20, 2014
Prior Transfer Doc	0000107989
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Aug 28, 2026
Property Address	515 LUCILLE ST, BARTOW, FL 33830-3138
Document Number	0000210268
Book / Page	14134 / 598
Instrument Date	Jul 20, 2026
Instrument	2026210268
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 LUCILLE ST, BARTOW, FL 33830-3138

Mortgage

Document Number	0000210268,
Date	Aug 28, 2026
Book Page	14134/598
Instrument	2026210268

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Jan 1, 2052

Interest

Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 7, 2021
Property Address	515 LUCILLE ST, BARTOW, FL 33830-3138
Document Number	0000317100
Book / Page	12013 / 1653
Map Reference	MB 42 PG 45
Instrument Date	Dec 3, 2021
Instrument	2021317100
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	EXECUTIVE TITLE/CTRL FL INC, EXECUTIVE TTL OF CTRL FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1308, AUBURNDALE, FL 33823-1308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 LUCILLE ST, BARTOW, FL 33830-3138

Mortgage

Document Number	0120131654
Date	Dec 7, 2021
Instrument	12013/1654

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Mortgage

Document Number	0000317102
Date	Dec 7, 2021
Book Page	12013/1665
Instrument	2021317102

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,538 (+1.82%) Land $16,000 Building $124,538	$140,538 (-3.65%) Land $16,000 Building $124,538
2025	$1,726.00 (-9.49%) Homeowner's exemption	$138,023 (+5.99%)	$145,855 (+12%) Land $16,000 Building $129,855
2023	$1,907.00 (-4.03%) Homeowner's exemption	$130,226 (-11.21%) Land $15,500 Building $114,726	$130,226 (-11.21%) Land $15,500 Building $114,726
2022	$1,987.00 Homeowner's exemption	$146,668 Land $13,000 Building $133,668	$146,668 Land $13,000 Building $133,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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