515 Locust St, Liberty, MO 64068 Property Records

Clay County property record for 515 Locust St, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,128 sqft · built 1960
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on File
Last Sale	$272,800 (Jun 2022)
Tax Bill	$2,400 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-312-00-07-019.00`

Property Details

APN / Parcel Number

Primary APN	`14-312-00-07-019.00`
Alternative APNs	`1431200070190001` `326814`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
Gross Area	2,952 sqft
1st Floor Area	1,128 sqft
Basement Area	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	38,768 sqft (0.89 acres)
Lot Dimensions	318 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Wood Porch
Deck Area	192 sqft
Patio Area	192 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	515 LOCUST ST
City	LIBERTY
State	MO
Zip	64068-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENE HILLS LTS 1-80 N PT LT 29 & S PT LT 30 BEG SE COR LT 5,5 SWLY310, NLY99.24 ALG LOCUST ST, NELY318, SELY150.33 TO POB
Legal Range	32W
Legal Township	51N
Legal Section	01
Legal Subdivision	GREENE HILLS
Legal Lot Number	1-59,
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3010
Census Tract	21404

Owner

515 Locust St is owned and occupied by two individuals who bought it in June 2022.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 LOCUST ST, LIBERTY, MO 64068-1025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Aug 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 1, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2022 · Amount on File
Deed Sale	Jun 7, 2022 · Amount on File
Prior Sale	Apr 20, 2007 · Amount on File
Deed Document Number	202218889
Deed Book / Page	9382 / 45
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	515 LOCUST ST, LIBERTY, MO 64068-1025
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 LOCUST ST, LIBERTY, MO 64068-1025

Mortgage

Document Number	0000018894
Date	Jun 7, 2022
Book Page	9382/50
Instrument	2022018894

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	515 LOCUST ST, LIBERTY, MO 64068-1025
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 LOCUST ST, LIBERTY, MO 64068-1025

Mortgage

Document Number	0000028485
Date	Aug 29, 2022
Book Page	9437/23
Instrument	2022028485

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	515 LOCUST ST, LIBERTY, MO 64068-1025
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 LOCUST ST, LIBERTY, MO 64068-1025

Mortgage

Document Number	0000036787
Date	Aug 25, 2021
Book Page	9154/1
Instrument	2021036787

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	515 LOCUST ST, LIBERTY, MO 64068-1025
Document Number	0000014431
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	515 LOCUST ST LIBERTY MO 640681025, LIBERTY, MO 64068-1025

Mortgage

Document Number	0000014431
Date	May 9, 2018
Book Page	008193/000040
Instrument	14431

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 515 Locust St was $2,400.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,400.00	$33,400	$175,789
2023	$2,324.00	$29,720	$156,421
2019	$2,289.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 515 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Locust St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: KC Web, Verizon, Wisper ISP.

Nearby Properties on Locust St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures