515 Locust Rd, Flemington, NJ 08822 Property Records

Hunterdon County and Readington Township property record for 515 Locust Rd, Flemington, NJ 08822

Property Summary

Property Type	Single Family Home
Details	3,150 sqft · built 1987
Lot Size	3.18 acres (138,956 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Sep 2022)
Tax Bill	$18,058 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jul 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-00065-0000-00018-04`

Property Details

APN / Parcel Number

Primary APN	`22-00065-0000-00018-04`
Alternative APN	`22000650000000180004`

Interior

Building Area	3,150 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	138,956 sqft

Location & Zoning

Street Address	515 LOCUST RD
City	FLEMINGTON
State	NJ
Zip	08822-7125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Block	65
Legal Lot Number	18.4
Jurisdiction	HUNTERDON NJ
Township / Civil Division	READINGTON
Census Block Group	1
Census Block	1002
Census Tract	11202

Owner

Source: Hunterdon County and Readington Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 LOCUST RD, FLEMINGTON, NJ 08822-7125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit BENCHMARK FCU
Jul 3, 2024	Deed of Trust, Mortgage · Line of Credit BENCHMARK FCU
Sep 13, 2022	Deed, Transfer · Conventional Mortgage BENCHMARK FCU
Aug 10, 2018	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Prior Sale	Oct 22, 1998 · Amount on Record
Deed Document Number	2022198790
Deed Book / Page	2577 / 228
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	515 LOCUST RD, FLEMINGTON, NJ 08822-7125
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20230615000094530
Date	Jun 15, 2023
Book Page	4527/451
Instrument	20230615000094530

Lender

Name	BENCHMARK FCU
Type	Credit Union
Address	WEST CHESTER, PA 19380

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	515 LOCUST RD, FLEMINGTON, NJ 08822-7125
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20240703000102750
Date	Jul 3, 2024
Book Page	4578/1
Instrument	20240703000102750

Lender

Name	BENCHMARK FCU
Type	Credit Union
Address	WEST CHESTER, PA 19380

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 2, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HUNTERDON NJ
Recording Date	Sep 13, 2022
Property Address	515 LOCUST RD, FLEMINGTON, NJ 08822-7125
Document Number	20220913000198790
Book / Page	2577 / 228
Instrument Date	Aug 1, 2022
Instrument	20220913000198790
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	UNKNOWN, PLS TITLE AND STLMT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,067.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 LOCUST RD, FLEMINGTON, NJ 08822-7125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 LOCUST RD, FLEMINGTON, NJ 08822-7125

Mortgage

Document Number	20220913000198800
Date	Sep 13, 2022
Instrument	20220913000198800

Lender

Name	BENCHMARK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	Other
Max Rate	9%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	515 LOCUST RD, FLEMINGTON, NJ 08822-7125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ISGN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000164820
Date	Aug 10, 2018
Book Page	4110/0352
Instrument	20180810000164820

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hunterdon County and Readington Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hunterdon County
County Subdivision	Readington Township
Secondary School District	Hunterdon Central Regional School District (09 - 12)
Elementary School District	Readington Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$645,400 (-) Land $110,900 Building $534,500	$645,400 (-) Land $110,900 Building $534,500
2025	$18,058.00 (+6.76%)	$645,400 (-) Land $110,900 Building $534,500	$645,400 (-) Land $110,900 Building $534,500
2024	$16,915.00 (+3.51%)
2023		$645,400 Land $110,900 Building $534,500	$645,400 Land $110,900 Building $534,500
2022	$16,341.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1984–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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