515 Lime St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 515 Lime St, Waterloo, IA 50703

Property Summary

Property TypeCharitable / Fraternal Organization
Details23,706 sqft · built 1954
Lot Size0.977 acres (42,601 sqft)
OwnerCompany Name on Record
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (reduced by levee)
APN8913-24-310-010

Property Details

APN / Parcel Number

Primary APN8913-24-310-010

Interior

Stories2 Stories
Building Area23,706 sqft Gross Area
FlooringTile

Exterior

Year BuiltBuilt 1954
Exterior MaterialBrick
Construction TypeConcrete Block
Roof MaterialConcrete
Lot Area42,601 sqft (0.977 acres)
Lot Dimensions225 ft deep x 154 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address515 LIME ST
CityWATERLOO
StateIA
Zip50703-3804
Property CategoryCommercial
Property TypeCommercial > Retail > Charitable / Fraternal Organization
Legal DescriptionCOOLEY ADDITION S 65 FT LOTS 6,9 AND 10 BLK 72 ALSO 10 FT ADJ ON S AND ON E ALSO LOT 7,LOT 8,LOT 11 BLK 72 ALSO A PT OF VAC
Legal Range13
Legal Township89
Legal Section24
Legal SubdivisionCOOLEY ADDITION
Legal Block72
Legal Lot Number6-11
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2006
Census Tract100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Walnut Street Historic District
listed 2019 · 90 contributing resources · NRIS 100004414

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Black Hawk County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address515 LIME ST, WATERLOO, IA 50703-3804
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address515 LIME ST, WATERLOO, IA 50703-3804
Transaction TypeMortgage
Record UpdatedJan 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900007479
DateNov 8, 2018
Instrument201900007479
Lender
NameFARMERS STATE BANK
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$1,282,430 (-) Land $39,120 Building $1,243,310$1,282,430 (-) Land $39,120 Building $1,243,310
2023$1,282,430$1,282,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1978–1991)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: GigFire, Nextlink, T-Mobile.

Nearby Properties on Lime St

Nearby Streets

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