515 Laurel St, Elgin, IL 60120 Property Records

Kane County property record for 515 Laurel St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1920
Square Footage	936 sqft Living Area
Lot Size	5,663 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$135,000 (2005)
Tax Bill	$3,948.00 (2025)

Owner

Source: Kane County records · APN 06-13-455-003

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	515 LAUREL ST, ELGIN, IL 60120-6626
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 05, 2005 · Amount on Record
Deed Sale	May 05, 2005 · Amount on Record
Prior Sale	Aug 14, 2002 · Amount on Record
Deed Doc Number	200550377
Record Refreshed	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	515 LAUREL ST, ELGIN, IL 60120-6626
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056371
Date	Nov 20, 2019
Instrument	2019K056371

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 27, 2024

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,948.00 (+15.74%) Homeowner's exemption
2024		$55,044 (+21.39%) Land $12,563 Building $42,481	$165,198 (+21.44%) Land $37,704 Building $127,494
2022	$3,411.00 (+5.08%) Homeowner's exemption	$45,343 (+6.96%) Land $10,349 Building $34,994	$136,029 (+6.96%) Land $31,047 Building $104,982
2021	$3,246.00 Homeowner's exemption	$42,393 Land $9,676 Building $32,717	$127,179 Land $29,028 Building $98,151

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`06-13-455-003`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	936 sqft Living Area
Gross Area	1,872 sqft Gross Area
1st Floor	936 sqft 1st Floor
Basement Area	936 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame Construction
Lot Area	5,663 sqft (0.13 acres)
Depth X Width	116 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	Window A/C Cooling
Water Source	Commercial Water Source

Location & Zoning

Street Address	515 LAUREL ST
City	ELGIN
State	IL
Zip	60120-6626
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOME ADDN EAST 50 FT WEST 150 FT OF LOTS 1 & 2 BLOCK 4
Legal Subdivision	HOME ADDN
Legal Block	4
Legal Lot Number	1,2
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2009
Census Tract	851301