515 Lakes Ct, Westminster, MD 21158 Property Records

Carroll County property record for 515 Lakes Ct, Westminster, MD 21158

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,320 sqft · built 1990
Lot Size	0.046 acres (2,000 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Dec 2020)
Tax Bill	$4,979 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-097611`

Property Details

APN / Parcel Number

Primary APN	`07-097611`
Alternative APNs	`7097611` `097611`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,320 sqft Total Area
Basement Area	375 sqft
Finished Basement	375 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Deck Area	162 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	097611
Street Address	515 LAKES CT
City	WESTMINSTER
State	MD
Zip	21158-4198
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-200
Legal Description	LT 117 - 2000 SF 515 LAKES CT 28-188 AVONDALE RUN SH17 PH1
Legal Subdivision	AVONDALE RUN
Legal Phase	1
Legal Lot Number	117
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1019
Census Tract	507703

Owner

515 Lakes Ct, a townhouse, is owned and occupied by an individual who bought it in December 2020.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	515 LAKES CT, WESTMINSTER, MD 21158-4198
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Prior Sale	Jul 14, 2005 · Amount on File
Deed Book / Page	10007 / 401
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Dec 21, 2020
Property Address	515 LAKES CT, WESTMINSTER, MD 21158-4198
Document Number	0100070401
Book / Page	010007 / 000401
Instrument Date	Dec 11, 2020
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 LAKES CT WESTMINSTER MD 211584198, WESTMINSTER, MD 21158-4198

Mortgage

Document Number	100070407
Date	Dec 21, 2020
Book Page	010007/000407

Lender

Name	KARYN STRICKLER
Address	9219 VILLA DR, BETHESDA, MD 20817-3365
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Dec 20, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 515 Lakes Ct was $4,979, up 5.2% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,979.00 (+5.18%)	$296,400 Land $80,000 Building $216,400	$296,400 Land $80,000 Building $216,400
2025	$4,734.00
2023	$4,270.00	$252,700 Land $80,000 Building $172,700	$252,700 Land $80,000 Building $172,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Lakes Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Lakes Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD VALLEY private · serves 2,436 people · EPA ID MD0060017
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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