515 Iris Ln, Saint Louis, MO 63122 Property Records

St. Louis County property record for 515 Iris Ln, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 8,128 sqft · built 2018
Lot Size	0.413 acres (17,999 sqft)
Owner	Company Name on Record
Last Sale	$1,527,500 (Aug 2020)
Tax Bill	$16,689 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23N-51-0121`

Property Details

APN / Parcel Number

Primary APN	`23N-51-0121`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	27 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	8,128 sqft Living Area
1st Floor Area	1,600 sqft
Basement Area	1,800 sqft
Finished Basement	1,800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	17,999 sqft (0.413 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	844 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	70 sqft
Porch	Open Frame Porch
Porch Area	650 sqft
Patio Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	515 IRIS LN
City	SAINT LOUIS
State	MO
Zip	63122-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	MAL BO GARDENS LOT PT 7 E PART
Legal Subdivision	MAL BO GARDENS
Legal Lot Number	7
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1009
Census Tract	218402

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	515 IRIS LN, SAINT LOUIS, MO 63122-3633
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WEST COMMUNITY CU
Aug 19, 2020	Intrafamily Transfer, Transfer CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO
Sep 28, 2018	Deed of Trust, Mortgage WELLS FARGO BK
Sep 12, 2017	Trustee's Deed, Construction Loan · Line of Credit CARROLLTON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Jul 5, 2016 · Amount on Record
Deed Document Number	2020531
Deed Book / Page	24242 / 46
Prior Transfer Date	Jul 27, 2020
Prior Transfer Doc	0242420064
Record Updated	Oct 29, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Aug 19, 2020
Property Address	515 IRIS LN, SAINT LOUIS, MO 63122-3633
Document Number	0242420046
Book / Page	24242 / 46
Map Reference	MB 47 PG 80
Instrument Date	Jul 27, 2020
Instrument	2020081900531
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 IRIS LN, 515, SAINT LOUIS, MO 63122-3633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 IRIS LN, SAINT LOUIS, MO 63122-3633

Mortgage

Document Number	2020081900532
Date	Aug 19, 2020
Instrument	2020081900532

Lender

Name	WEST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Aug 19, 2020
Property Address	515 IRIS LN, SAINT LOUIS, MO 63122-3633
Document Number	0242420064
Book / Page	24242 / 64
Map Reference	MB 47 PG 80
Instrument Date	Jul 27, 2020
Instrument	2020081900533
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	515 IRIS LN, SAINT LOUIS, MO 63122-3633

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	515 IRIS LN, SAINT LOUIS, MO 63122-3633
Document Number	0232221676
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018
Title Company	CONTINENTAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1610 W WOODBINE AVE ST LOUIS MO 631225447, ST LOUIS, MO 63122-5447

Mortgage

Document Number	0232221676
Date	Oct 3, 2018
Book Page	023222/001676
Instrument	365

Lender

Name	WELLS FARGO BK
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2048

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 12, 2017
Property Address	515 IRIS LN, SAINT LOUIS, MO 63122-3633
Document Number	0226900387
Book / Page	022690 / 000387
Instrument Date	Aug 25, 2017
Instrument	145
Transaction Type	Construction Loan
Record Updated	Sep 19, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1610 W WOODBINE AVE ST LOUIS MO 631225447, ST LOUIS, MO 63122-5447
Investor	Possibly a Property Investor

Mortgage

Document Number	226900387
Date	Sep 12, 2017
Book Page	022690/000387
Instrument	145

Lender

Name	CARROLLTON BK
Type	Bank
Address	11710 MANCHESTER RD, ST LOUIS, MO 63131-4614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 11, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,570 (-) Land $65,360 Building $231,210	$1,560,900 (-) Land $344,000 Building $1,216,900
2025	$16,689.00 (+4.8%)	$296,570 (+16.11%) Land $65,360 Building $231,210	$1,560,900 (+16.11%) Land $344,000 Building $1,216,900
2024	$15,924.00 (+1.59%)
2023	$15,675.00 (+12.49%)	$255,420 (+20.34%) Land $44,940 Building $210,480	$1,344,300 (+20.35%) Land $236,500 Building $1,107,800
2022	$13,934.00	$212,240 Land $44,940 Building $167,300
2021			$1,117,000 Land $236,500 Building $880,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2009–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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