515 Holstein Rd, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 515 Holstein Rd, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,801 sqft · built 2018
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Nov 2018)
Tax Bill	$12,327 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`262-280-390-000`

Property Details

APN / Parcel Number

Primary APN	`262-280-390-000`
Alternative APN	`262-280-39`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,801 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Area	729 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	262-280-39
Street Address	515 HOLSTEIN RD
City	TRACY
State	CA
Zip	95391-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TRACT NO 3616
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1053
Census Tract	5223

Owner

Source: San Joaquin County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 HOLSTEIN RD, TRACY, CA 95391-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 12, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 23, 2019	Deed of Trust, Mortgage CALIFORNIA CU
Nov 7, 2018	Grant Deed, Subdivision Related Transfer · Line of Credit MUFG UNION BANK NA
Nov 1, 2018	Deed of Trust, Mortgage · Line of Credit MUFG UNION BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2018 · Amount on Record
Deed Sale	Nov 7, 2018 · Amount on Record
Deed Document Number	2018123264
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 26, 2026
Property Address	515 HOLSTEIN RD, TRACY, CA 95391-1515
Document Number	0000047603
Instrument Date	May 20, 2026
Instrument	202647603
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	515 HOLSTEIN RD, TRACY, CA 95391-1515

Mortgage

Document Number	0000047603,
Date	May 26, 2026
Instrument	202647603

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	515 HOLSTEIN RD, MOUNTAIN HOUSE, CA 95391-1515
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 HOLSTEIN RD, TRACY, CA 95391-1515

Mortgage

Document Number	0000037257
Date	May 12, 2023
Instrument	2023-037257

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	515 HOLSTEIN RD, MOUNTAIN HOUSE, CA 95391-1515
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 HOLSTEIN RD, TRACY, CA 95391-1515

Mortgage

Document Number	0000062627
Date	Apr 9, 2021
Instrument	2021-062627

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	515 HOLSTEIN RD, MOUNTAIN HOUSE, CA 95391-1515
Document Number	0000021022
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	515 HOLSTEIN RD MOUNTAIN HOUSE CA 953911515, MOUNTAIN HOUSE, CA 95391-1515

Mortgage

Document Number	0000021022
Date	Mar 1, 2019
Instrument	21022

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 7, 2018
Property Address	515 HOLSTEIN RD, MOUNTAIN HOUSE, CA 95391-1515
Document Number	0000123264
Map Reference	MB 42 PG 96
Instrument Date	Nov 5, 2018
Instrument	2018-123264
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	515 HOLSTEIN RD, TRACY, CA 95391-1515

Mortgage

Document Number	0000123266
Date	Nov 7, 2018
Instrument	2018-123266

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000123265
Date	Nov 7, 2018
Instrument	2018-123265

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	10.3%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	515 HOLSTEIN RD, MOUNTAIN HOUSE, CA 95391-1515
Document Number	0000123266
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4161 PERALTA BLVD FREMONT CA 945364851, FREMONT, CA 94536-4851

Mortgage

Document Number	0000123266
Date	Nov 7, 2018
Instrument	123266

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,327.00 (+4.63%)	$741,815 (+4.04%) Land $133,860 Building $607,955
2023	$11,782.00 (+2.17%)	$713,012 Land $128,663 Building $584,349	$998,640
2022	$11,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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