Monroe County property record for 515 Hazel St, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,484 sqft · built 1979 |
| Lot Size | 0.633 acres (27,575 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,900,000 (Oct 2020) |
| Tax Bill | $5,303 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2019 Sale + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 00572920-000000 |
| Primary APN | 00572920-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,484 sqft Living Area |
| Gross Area | 2,828 sqft |
| 1st Floor Area | 1,484 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 27,575 sqft (0.633 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 1,344 sqft |
| Porch | Open Porch |
| Porch Area | 824 sqft |
| Patio Area | 3,900 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1709735 |
|---|---|
| Street Address | 515 HAZEL ST |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LTS 9 & 10 MONROE PARK PB3-140 CROSS KEY OR517-860 OR517-862 OR782-319 OR834-2128 OR876-1256C/T OR911-1581 (U/R QC ON FILE) OR1256-2284 OR1273-916AFF OR2101-254R/S OR2963-1152 OR2986-2117 |
| Legal Range | 39E |
| Legal Township | 60S |
| Legal Section | 04 |
| Legal Subdivision | MONROE PARK |
| Legal Lot Number | 9,10 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3075 |
| Census Tract | 972700 |
515 Hazel St is owned and occupied by two individuals who bought it in October 2020.
Source: Monroe County records, as of January 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 HAZEL ST, KEY LARGO, FL 33037-3125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Sep 27, 2019 | Quit Claim Deed, Transfer THE TITLE COMPANY/HOMESTEAD, THE TITLE CO/HOMESTEAD |
| May 9, 2019 | Quit Claim Deed, Transfer THE TITLE COMPANY/HOMESTEAD, THE TITLE CO/HOMESTEAD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on File |
| Deed Sale | Oct 19, 2020 · Amount on File |
| Prior Sale | Sep 27, 2019 · Amount on File |
| Deed Document Number | 20202286738 |
| Deed Book / Page | 3051 / 341 |
| Prior Transfer Date | Sep 13, 2019 |
| Prior Transfer Doc | 0029862117 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 515 HAZEL ST, KEY LARGO, FL 33037-3125 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 221451 SW 147TH AVE, KEY LARGO, FL 33037 |
| Document Number | 0033600417 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 3360/417 |
| Instrument | 2526958 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 27, 2019 |
| Property Address | 515 HAZEL ST, KEY LARGO, FL 33037-3125 |
| Document Number | 0029862117 |
| Book / Page | 002986 / 002117 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 2238413 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2020 |
| Title Company | THE TITLE COMPANY/HOMESTEAD, THE TITLE CO/HOMESTEAD |
| Amount | Amount on Record |
|---|---|
| Tax | $1.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 515 HAZEL ST KEY LARGO FL 330373125, KEY LARGO, FL 33037-3125 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 9, 2019 |
| Property Address | 515 HAZEL ST, KEY LARGO, FL 33037-3125 |
| Document Number | 0029631152 |
| Book / Page | 002963 / 001152 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 2219402 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | THE TITLE COMPANY/HOMESTEAD, THE TITLE CO/HOMESTEAD |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 HAZEL ST KEY LARGO FL 330373125, KEY LARGO, FL 33037-3125 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $613,861 | $1,938,610 Land $1,594,387 Building $344,223 | |
| 2024 | $5,303.00 (-25.69%) | ||
| 2023 | $7,136.00 (+14.25%) Homeowner's exemption | $1,113,208 (+17.61%) | $1,879,740 (+20.77%) Land $1,553,713 Building $326,027 |
| 2022 | $6,246.00 Homeowner's exemption | $946,539 | $1,556,499 Land $1,240,530 Building $315,969 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 515 Hazel St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 Hazel St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TerraNovaNet Fixed Wireless | 50 / 25 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
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