Howard County property record for 515 Hardy Rd, Saint Libory, NE 68872
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 2001 |
| Lot Size | 2.38 acres (103,673 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,965 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 474770445 |
| Primary APN | 474770445 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,620 sqft |
| Basement Area | 1,620 sqft |
| Finished Basement | 168 sqft |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 103,673 sqft (2.38 acres) |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Driveway | Driveway |
| Driveway Area | 960 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 515 HARDY RD |
|---|---|
| City | SAINT LIBORY |
| State | NE |
| Zip | 68872-3214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 05-AGRICULTURAL |
| Legal Description | (CLE TWP)(#60-1) TRACT IN SE1/4 10-13-10(2.38 ACRES) |
| Jurisdiction | HOWARD NE |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1193 |
| Census Tract | 970500 |
Source: Howard County assessment roll, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 HARDY RD, SAINT LIBORY, NE 68872-3214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 11, 2000 |
| Deed Sale | Dec 11, 2000 |
| Deed Document Number | 358 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD NE |
| Property Address | 515 HARDY RD, SAINT LIBORY, NE 68872-3214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 17/837 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 17/837 |
| Instrument | 2017-00250 |
| Name | EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Howard County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Howard County |
| Unified School District | Centura Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,965.00 (-22.91%) | $258,333 (+19.6%) Land $50,300 Building $208,033 | $258,333 (+19.6%) Land $50,300 Building $208,033 |
| 2023 | $2,549.00 | $215,998 Land $35,200 Building $180,798 | $215,998 Land $35,200 Building $180,798 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 69% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| The Nebraska Central Telephone Fiber | 1,000 / 1,000 |
May also be available: Lumen Technologies, NE Colorado Cellular.
5G (outdoors only) and 4G LTE
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