515 Harding Ave, Shillington (Reading), PA 19607 Property Records

Berks County property record for 515 Harding Ave, Shillington, PA 19607

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,286 sqft · built 1953
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$154,500 (Jun 2018)
Tax Bill	$1,509 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4395-08-99-9444`

Property Details

APN / Parcel Number

Primary APN	`4395-08-99-9444`
Alternative APNs	`39-4395-08-99-9444` `39354515` `354515`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
Gross Area	1,574 sqft
1st Floor Area	1,286 sqft
Basement Area	288 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39354515
Street Address	515 HARDING AVE
City	READING
State	PA
Zip	19607-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MIFFLIN PARK SEC 01
Legal Block	99
Legal Lot Number	8
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	1
Census Block	1039
Census Tract	11601

Owner

515 Harding Ave is owned and occupied by an individual who acquired it in December 2024.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	515 HARDING AVE, READING, PA 19607-2801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 21, 2018	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2018 · Amount on File
Deed Sale	Jun 21, 2018 · Amount on File
Prior Sale	Apr 26, 2016 · Amount on File
Deed Document Number	201820555
Last Transfer Date	Dec 16, 2024
Transfer Doc	0000039224
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	515 HARDING AVE, SHILLINGTON, PA 19607-2801
Transaction Type	Mortgage
Record Updated	Mar 21, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 HARDING AVE, READING, PA 19607-2801

Mortgage

Document Number	0000009905
Date	Mar 9, 2022
Instrument	2022009905

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	316 Months
Due	Jul 1, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jun 21, 2018
Property Address	515 HARDING AVE, SHILLINGTON, PA 19607-2801
Document Number	0000020555
Instrument Date	Jun 13, 2018
Instrument	20555
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	SECURED LAND TRANSFERS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,545.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	515 HARDING AVE SHILLINGTON PA 196072801, SHILLINGTON, PA 19607-2801

Mortgage

Document Number	20556
Date	Jun 21, 2018
Instrument	20556

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 515 Harding Ave was $1,509.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,509.00	$76,000 Land $36,300 Building $39,700	$36,300 Land $36,300
2024	$1,209.00	$76,000 Land $36,300 Building $39,700
1994			$76,000 Land $36,300 Building $39,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 515 Harding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Harding Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILLINGTON MUNI AUTH serves 13,300 people · EPA ID PA3060067
Water Source	Purchased surface water from WESTERN BERKS WATER AUTH
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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