515 Grove St, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 515 Grove St, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	4,366 sqft · built 2022
Lot Size	0.459 acres (19,998 sqft)
Owner	2 Individual Names on File
Last Sale	$2,300,000 (Jul 2022)
Tax Bill	$55,507 (2025)
Deeds & Mortgages	Feb 2022 Construction Loan Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-03608-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`13-03608-0000-00010`
Alternative APN	`130360800010`

Interior

Stories	2 Stories
Building Area	4,366 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number	130360800010
Street Address	515 GROVE ST
City	MONTCLAIR
State	NJ
Zip	07043-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	100X200
Legal Block	3608
Legal Lot Number	10
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2002
Census Tract	16200

Owner

515 Grove St is owned and occupied by two individuals who bought it in July 2022.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	515 GROVE ST, MONTCLAIR, NJ 07043-2303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Construction Mortgage FE FUNDING RA1 LLC
Jul 28, 2022	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jul 8, 2020	Grant Deed, Transfer MAX TITLE AGENCY LLC, MAX TITLE AGCY LLC
Sep 27, 2019	Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2022 · Amount on File
Deed Sale	Jul 28, 2022 · Amount on File
Prior Sale	Jul 8, 2020 · Amount on File
Deed Document Number	202271222
Prior Transfer Date	Oct 18, 1991
Prior Transfer Doc	5189000279
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	515 GROVE ST, MONTCLAIR, NJ 07043-2303
Transaction Type	Mortgage
Record Updated	Apr 22, 2024
Title Company	MAX TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 MACARTHUR DR, CLIFTON, NJ 07013-3936

Mortgage

Document Number	0000018072
Date	Feb 24, 2022
Instrument	2022018072

Lender

Name	FE FUNDING RA1 LLC
Type	Non-Lending Institution
Address	SEA GIRT, NJ 08750

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Mar 1, 2023

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 28, 2022
Property Address	515 GROVE ST, MONTCLAIR, NJ 07043-2303
Document Number	0000071222
Instrument Date	Jul 25, 2022
Instrument	2022071222
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	PRESIDENTIAL TITLE AGENCY, RESIDENTIAL COM TTL AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	87 MACARTHUR DR, CLIFTON, NJ 07013-3936

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 GROVE ST, MONTCLAIR, NJ 07043-2303

Mortgage

Document Number	0000071228
Date	Jul 28, 2022
Instrument	2022071228

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	9.25%
Index	Other
Max Rate	9.25%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 8, 2020
Property Address	515 GROVE ST, MONTCLAIR, NJ 07043-2303
Document Number	0000062056
Instrument Date	Jun 9, 2020
Instrument	62056
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	MAX TITLE AGENCY LLC, MAX TITLE AGCY LLC

Transaction

Amount	Amount on Record
Tax	$595.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	87 MACARTHUR DR CLIFTON NJ 070133936, CLIFTON, NJ 07013-3936

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 27, 2019
Property Address	515 GROVE ST, MONTCLAIR, NJ 07043-2303
Document Number	0000091220
Instrument Date	Aug 8, 2019
Instrument	91220
Transaction Type	Foreclosure
Record Updated	Oct 10, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

The 2025 property tax bill for 515 Grove St was $55,507, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,578,700 (-) Land $328,000 Building $1,250,700	$1,578,700 (-) Land $328,000 Building $1,250,700
2025	$55,507.00 (+3.32%)	$1,578,700 Land $328,000 Building $1,250,700	$1,578,700 Land $328,000 Building $1,250,700
2024	$53,723.00
2023		$1,578,700 Land $328,000 Building $1,250,700	$1,578,700 Land $328,000 Building $1,250,700
2022	$51,907.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Grove St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1978–2021)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Grove St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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