515 Gladys St, Plainwell, MI 49080 Property Records

Allegan County property record for 515 Gladys St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,646 sqft · built 2013
Lot Size	0.191 acres (8,320 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Sep 2021)
Tax Bill	$4,760 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55-230-041-15`

Property Details

APN / Parcel Number

Primary APN	`55-230-041-15`
Alternative APN	`03-55-230-041-15`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,646 sqft Living Area
1st Floor Area	1,646 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	8,320 sqft (0.191 acres)
Lot Dimensions	139 ft deep x 60 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	515 GLADYS ST
City	PLAINWELL
State	MI
Zip	49080-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	N 60 FT OF W 139.15 FT OF E 278.3 FT OF LOT 41 SEC 30 T1N R11W MINA'S ADDITION.
Legal Range	11W
Legal Township	01N
Legal Section	30
Legal Subdivision	MINAS ADD
Legal Lot Number	41
Jurisdiction	ALLEGAN MI
Township / Civil Division	PLAINWELL
Census Block Group	4
Census Block	4012
Census Tract	32000

Owner

515 Gladys St is owned and occupied by two individuals who bought it in September 2021.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 GLADYS ST, PLAINWELL, MI 49080-1528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND HOME MORTGAGE
Mar 9, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 29, 2021	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Aug 13, 2014	Warranty Deed, Transfer · FHA Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on File
Deed Sale	Sep 29, 2021 · Amount on File
Prior Sale	Aug 13, 2014 · Amount on File
Deed Book / Page	4677 / 281
Prior Transfer Date	Jul 15, 2004
Prior Transfer Doc	2708000610
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	515 GLADYS ST, PLAINWELL, MI 49080-1528
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004537/55
Date	Nov 12, 2020
Book Page	4537/55

Lender

Name	HEARTLAND HOME MORTGAGE
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49508

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	515 GLADYS ST, PLAINWELL, MI 49080-1528
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 GLADYS ST, PLAINWELL, MI 49080-1528

Mortgage

Document Number	005116/526
Date	Mar 9, 2026
Book Page	5116/526
Instrument	2026003322

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 29, 2021
Property Address	515 GLADYS ST, PLAINWELL, MI 49080-1528
Document Number	004677/281
Book / Page	4677 / 281
Map Reference	LB 3 PG 30
Instrument Date	Sep 29, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,677.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 CLEVELAND CT, 1001, VERNON HILLS, IL 60061-1304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 W VILLAGE DR, ALLEGAN, MI 49010-9784

Mortgage

Document Number	0004677284
Date	Sep 29, 2021
Instrument	4677/284

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

August 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 13, 2014
Property Address	515 GLADYS ST, PLAINWELL, MI 49080-1528
Document Number	3858/088
Book / Page	3858 / 088
Map Reference	LB3 PG30
Instrument Date	Aug 7, 2014
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PPR TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,049.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 GLADYS ST, 515, PLAINWELL, MI 49080-1528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 GLADYS ST, PLAINWELL, MI 49080-1528

Mortgage

Document Number	3858091
Date	Aug 13, 2014
Instrument	3858/091

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2044

Mortgage

Document Number	003858/104
Date	Aug 13, 2014
Book Page	3858/104

Lender

Name	MICHIGAN STATE HOUSING DEVELOPMENT AUTHO
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 515 Gladys St was $4,760 with a homeowner's exemption, up 2.1% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Plainwell City
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,700 (+7.48%) Land $19,000 Building $124,700	$287,400 (+7.48%) Land $38,000 Building $249,400
2025	$4,760.00 (+2.15%) Homeowner's exemption	$133,700 Land $18,400 Building $115,300	$267,400 Land $36,800 Building $230,600
2024	$4,660.00
2023		$102,900 Land $16,100 Building $86,800	$205,800 Land $32,200 Building $173,600
2022	$4,227.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Gladys St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Gladys St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET, AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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