Warren County property record for 515 Frederick Ave, Front Royal, VA 22630
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1978 |
| Lot Size | 0.143 acres (6,247 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,050,000 (Mar 2020) |
| Tax Bill | $1,747 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20/A4/8/I/10 |
| Primary APN | 20/A4/8/I/10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 2,324 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 860 sqft |
| Finished Basement | 860 sqft |
| Unfinished Basement | 960 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,247 sqft (0.143 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 204 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 10242 |
|---|---|
| Old Parcel Number | 20A4 8 I 10 |
| Street Address | 515 FREDERICK AVE |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-4304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | L 10 B I BLUE RIDGE HTS SURVEY LR18-2117 |
| Legal Subdivision | BLUE RIDGE HTS |
| Legal Lot Number | 10 |
| Jurisdiction | WARREN VA |
| Township / Civil Division | SHENANDOAH |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 20601 |
515 Frederick Ave is owned and occupied by an individual who bought it in March 2020.
Source: Warren County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 FREDERICK AVE, FRONT ROYAL, VA 22630-4304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 27, 2020 | Deed, Transfer · Conventional Mortgage CBM MORTGAGE INC |
| May 4, 2018 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2020 · Amount on File |
| Deed Sale | Mar 27, 2020 · Amount on File |
| Prior Sale | May 4, 2018 · Amount on File |
| Deed Document Number | 20201903 |
| Prior Transfer Date | Jun 22, 2007 |
| Prior Transfer Doc | 0000005940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 515 FREDERICK AVE, FRONT ROYAL, VA 22630-4304 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210008510 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 210008510 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Mar 27, 2020 |
| Property Address | 515 FREDERICK AVE, FRONT ROYAL, VA 22630-4304 |
| Document Number | 200001903 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 200001903 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 200001904 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 200001904 |
| Name | CBM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | May 4, 2018 |
| Property Address | 515 FREDERICK AVE, FRONT ROYAL, VA 22630-4304 |
| Document Number | 180002117 |
| Map Reference | MB 1 PG 28 |
| Instrument Date | May 3, 2018 |
| Instrument | 180002117 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | CLEAR TITLE ESCROW & SETTLEM |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 515 FREDERICK AVE, FRONT ROYAL, VA 22630-4304 |
| Document Number | 180002118 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 180002118 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2026 property tax bill for 515 Frederick Ave was $1,747, up 18.8% from the year before.
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Municipality | Front Royal Town |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,747.00 (+18.76%) | $307,180 (-) Land $51,300 Building $255,880 | |
| 2025 | $1,471.00 (+23.51%) | $307,180 (+26.31%) Land $51,300 Building $255,880 | $307,180 (+26.31%) Land $51,300 Building $255,880 |
| 2024 | $1,191.00 | $243,200 (-) Land $51,800 Building $191,400 | $243,200 (-) Land $51,800 Building $191,400 |
| 2023 | $243,200 Land $51,800 Building $191,400 | $243,200 Land $51,800 Building $191,400 | |
| 2022 | $1,191.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 515 Frederick Ave in Zone X, an area of minimal flood risk, though there have been 103 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 103 (1979–2018) |
| Claims Outside the SFHA | 18 of 103 |
| Most Recent Claim | Jun 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 Frederick Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FRONT ROYAL serves 15,000 people · EPA ID VA2187406 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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