515 Fowler Rd, Monroe, NC 28110 Property Records

Union County property record for 515 Fowler Rd, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 1,976 sqft · built 1992
Lot Size	2.53 acres (110,512 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Jan 2022)
Tax Bill	$3,543 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-210-003E`

Property Details

APN / Parcel Number

Primary APN	`09-210-003E`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,976 sqft Living Area
1st Floor Area	1,982 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	110,512 sqft (2.53 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	515 FOWLER RD
City	MONROE
State	NC
Zip	28110-8727
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 MONRO
Legal Description	#1 OPCQ084
Legal Subdivision	THE PROPERTY OF LOYD H BAUCORN
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1011
Census Tract	20401

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 FOWLER RD, MONROE, NC 28110-8727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Prior Sale	Sep 28, 2021 · Amount on Record
Deed Document Number	20223588
Deed Book / Page	8385 / 712
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 28, 2021
Property Address	515 FOWLER RD, MONROE, NC 28110-8727
Document Number	826058
Book / Page	8260 / 58
Map Reference	CAB Q PG 84
Instrument Date	Sep 28, 2021
Instrument	46184
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1111 UNIONVILLE CHURCH RD, 1111, MONROE, NC 28110-7717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 FOWLER RD, MONROE, NC 28110-8727

Mortgage

Document Number	46185
Date	Sep 28, 2021
Instrument	46185

Lender

Name	WHITLEY MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,300 (-) Land $391,700 Building $13,600	$405,300 (-) Land $391,700 Building $13,600
2025	$3,543.00 (+262.64%)	$405,300 (+352.34%) Land $391,700 Building $13,600	$405,300 (+352.34%) Land $391,700 Building $13,600
2023	$977.00	$89,600 Land $48,000 Building $41,600	$89,600 Land $48,000 Building $41,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20