515 Forest Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 515 Forest Ave, Chattanooga, TN 37405

Property Summary

Property Type	Triplex
Details	6 ba · 2,424 sqft · built 1890
Lot Size	0.57 acres (24,837 sqft)
Owner	Individual Name on Record
Last Sale	$46,000 (Mar 1999)
Tax Bill	$2,488 (2025)
Deeds & Mortgages	May 2019 Mortgage Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`135D R 007`

Property Details

APN / Parcel Number

Primary APN	`135D R 007`
Alternative APN	`0000059484`

Interior

Full Baths	6 Baths
Half Baths	4 Half Baths
Stories	1 Story
Building Area	2,424 sqft Total Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1977
Architectural Style	Triplex
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	24,837 sqft (0.57 acres)
Lot Dimensions	208 ft deep x 90.5 ft wide
Garage Type	Detached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000059484
Street Address	515 FOREST AVE
City	CHATTANOOGA
State	TN
Zip	37405-3979
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R2
Legal Description	LTS 17&18 BLK F FRAZIER & COLVILLES ADDN TO HILL CITY AMENDED PB4 PG28
Legal Subdivision	FRAZIER & COLVILLES
Legal Block	F
Legal Lot Number	17,18
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1012
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	608 OLIVER ST, CHATTANOOGA, TN 37405-4024
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2019	Deed of Trust, Mortgage PINNACLE BK
Jan 18, 2019	Quit Claim Deed, Transfer FIRST TITLE COMPANY, FIRST TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 1999 · Amount on Record
Deed Sale	Mar 31, 1999 · Amount on Record
Deed Document Number	1999112
Deed Book / Page	5320 / 793
Last Transfer Date	Dec 28, 2018
Transfer Doc	0118000150
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	515 FOREST AVE, CHATTANOOGA, TN 37405-3979
Document Number	0604000153
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 OLIVER ST CHATTANOOGA TN 374054024, CHATTANOOGA, TN 37405-4024

Mortgage

Document Number	0604000153
Date	Jun 4, 2019
Book Page	011659/000440
Instrument	190604000153

Lender

Name	PINNACLE BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 18, 2019
Property Address	515 FOREST AVE, CHATTANOOGA, TN 37405-3979
Document Number	0118000150
Book / Page	011546 / 000843
Instrument Date	Dec 28, 2018
Instrument	190118000150
Transaction Type	Transfer
Record Updated	Mar 8, 2019
Title Company	FIRST TITLE COMPANY, FIRST TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 OLIVER ST CHATTANOOGA TN 374054024, CHATTANOOGA, TN 37405-4024

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,488.00 (+26.1%)	$164,160 (+86.12%)	$410,400 (+86.12%) Land $187,500 Building $222,900
2024	$1,973.00	$88,200 (-)	$220,500 (-) Land $150,000 Building $70,500
2023	$1,973.00	$88,200 (-)	$220,500 (-) Land $150,000 Building $70,500
2022	$1,973.00	$88,200	$220,500 Land $150,000 Building $70,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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