515 Florence Ave, Joliet, IL 60433 Property Records

Will County property record for 515 Florence Ave, Joliet, IL 60433

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,323 sqft · built 2008
Lot Size	0.17 acres (7,579 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Mar 2009)
Tax Bill	$1,631 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-07-15-401-017`

Property Details

APN / Parcel Number

Primary APN	`30-07-15-401-017`
Alternative APN	`07154010170000`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,323 sqft Living Area
1st Floor Area	1,323 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,579 sqft (0.17 acres)
Lot Dimensions	127 ft deep x 62 ft wide

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	515 FLORENCE AVE
City	JOLIET
State	IL
Zip	60433-2311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLOCK 7 IN GARDNER STONGS SUB BLKS 6, 7 PRT BLKS 8, 9, 10, 11 IN SEC 15, T35N-R10E.
Legal Range	10E
Legal Township	35N
Legal Section	15
Legal Subdivision	GARDNER STONGS SUB
Legal Block	7
Legal Lot Number	16
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	1
Census Block	1019
Census Tract	882400

Owner

515 Florence Ave is owned and occupied by an individual who bought it in March 2009.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	515 FLORENCE AVE, JOLIET, IL 60433-2311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2009 · Amount on File
Deed Sale	Mar 2, 2009 · Amount on File
Prior Sale	Apr 29, 2008 · Amount on File
Deed Document Number	200924010
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	515 FLORENCE AVE, JOLIET, IL 60433-2311
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	SNP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087422
Date	Aug 9, 2021
Instrument	R2021087422

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	515 FLORENCE AVE, JOLIET, IL 60433-2311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEYS TTL GUARANTY FUND

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016585
Date	Mar 2, 2020
Instrument	R2020016585

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 515 Florence Ave was $1,631.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,631.00	$49,388 (+9.3%) Land $9,619 Building $39,769	$148,164 (+9.3%) Land $28,857 Building $119,307
2024		$45,186 Land $8,801 Building $36,385	$135,558 Land $26,403 Building $109,155
2022	$2,799.00 Homeowner's exemption	$36,317 Land $7,074 Building $29,243	$108,951 Land $21,222 Building $87,729

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 515 Florence Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	49 (1978–2013)
Claims Outside the SFHA	6 of 49
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 515 Florence Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Bertram Communications, T-Mobile.

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