Monmouth County and Millstone Township property record for 515 Ely Harmony Rd, Millstone Township, NJ 08510
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,610 sqft · built 1985 |
| Lot Size | 1.01 acres (44,431 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $362,500 (Aug 2015) |
| Tax Bill | $7,921 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-00062-0000-00017-03 |
| Primary APN | 33-00062-0000-00017-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,610 sqft Living Area |
| 1st Floor Area | 1,610 sqft |
| Basement Area | 890 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 515 ELY HARMONY RD |
|---|---|
| City | MILLSTONE TOWNSHIP |
| State | NJ |
| Zip | 08510-7923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-13 |
| Legal Block | 62 |
| Legal Lot Number | 17.3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MILLSTONE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 812501 |
Source: Monmouth County and Millstone Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 515 ELY HARMONY RD, MILLSTONE TOWNSHIP, NJ 08510-7923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 3, 2020 | Deed of Trust, Mortgage · Conventional with PMI FLAGSTAR BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2015 · Amount on Record |
| Deed Sale | Aug 12, 2015 · Amount on Record |
| Deed Document Number | 201574123 |
| Deed Book / Page | 9126 / 5564 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 515 ELY HARMONY RD, MILLSTONE TOWNSHIP, NJ 08510-7923 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR |
| Name | Verified Name |
|---|
| Document Number | 0095044563 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 9504/4563 |
| Instrument | 2021066204 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 515 ELY HARMONY RD, MILLSTONE TOWNSHIP, NJ 08510-7923 |
| Document Number | 0000027592 |
| Instrument Date | Mar 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | PREMIUM TITLE INC, PREMIUM TITLE SVC INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 515 ELY HARMONY RD MILLSTONE TOWNSHIP NJ 085107923, MILLSTONE TOWNSHIP, NJ 08510-7923 |
| Document Number | 0000027592 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 009401/009461 |
| Instrument | 27592 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 9, 2050 |
Source: Monmouth County and Millstone Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Millstone Township |
| Unified School District | Millstone Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $422,700 (+19.64%) Land $233,500 Building $189,200 | $422,700 (+19.64%) Land $233,500 Building $189,200 | |
| 2025 | $7,921.00 (-2.69%) | $353,300 (+3.94%) Land $92,700 Building $260,600 | $353,300 (+3.94%) Land $92,700 Building $260,600 |
| 2024 | $8,140.00 (-0.86%) | ||
| 2023 | $339,900 Land $139,400 Building $200,500 | $339,900 Land $139,400 Building $200,500 | |
| 2022 | $8,211.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 79% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
5G (outdoors only) and 4G LTE
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