515 Elbert St, Defiance, OH 43512 Property Records

Defiance County property record for 515 Elbert St, Defiance, OH 43512

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 866 sqft · built 1920
Lot Size0.182 acres (7,919 sqft)
Owner2 Individual Names on Record
Last Sale$30,000 (Jul 2013)
Tax Bill$794 (2025)
Deeds & MortgagesAug 2023 Transfer
Apr 2013 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APNB013121002200

Property Details

APN / Parcel Number

Primary APNB013121002200

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area866 sqft Living Area
Gross Area1,936 sqft
1st Floor Area866 sqft
Basement Area642 sqft
Unfinished Basement214 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1955
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area7,919 sqft (0.182 acres)
Lot Dimensions132 ft deep x 60 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area204 sqft
Canopy85 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address515 ELBERT ST
CityDEFIANCE
StateOH
Zip43512-1515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH OF MAUMEE LOT 18 PT
Legal SubdivisionNORTH OF MAUMEE
Legal Lot Number18
JurisdictionDEFIANCE OH
Township / Civil DivisionNOBLE
Census Block Group2
Census Block2029
Census Tract958500

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address18752 COUNTY ROAD T, NAPOLEON, OH 43545-9010
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2023Transfer on Death Deed, Transfer
Apr 18, 2013Sheriff's Deed, Foreclosure
May 30, 2006Warranty Deed, Transfer · Line of Credit
SKY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2013 · Amount on Record
Deed SaleJul 23, 2013 · Amount on Record
Prior SaleApr 18, 2013 · Amount on Record
Deed Document Number20133738
Deed Book / Page373 / 1282
Prior Transfer DateApr 17, 2013
Prior Transfer Doc00371/0097
Record UpdatedOct 29, 2026

August 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionDEFIANCE OH
Recording DateAug 4, 2023
Property Address515 ELBERT ST, DEFIANCE, OH 43512-1515
Document Number00458/1639
Book / Page458 / 1639
Instrument DateAug 4, 2023
Instrument202300002672
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 752 COUNTY ROAD T, NAPOLEON, OH 43545

April 2013: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionDEFIANCE OH
Recording DateApr 18, 2013
Property Address515 ELBERT ST, DEFIANCE, OH 43512-1515
Document Number00371/0097
Book / Page371 / 0097
Instrument DateApr 17, 2013
Instrument201300002050
Transaction TypeForeclosure
Record UpdatedMar 6, 2026

Transaction

AmountAmount Recorded
Tax$157.40
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 NATIONAL WAY, SIMI VALLEY, CA 93065-6414

May 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDEFIANCE OH
Recording DateMay 30, 2006
Property Address515 ELBERT ST, DEFIANCE, OH 43512-1515
Document Number306/0363
Book / Page306 / 0363
Instrument DateMay 26, 2006
Instrument200600003566
Transaction TypeTransfer
Record UpdatedMay 24, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$87.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14258 SINGER RD, DEFIANCE, OH 43512-8062
Mail Care OfRUBEN LAGUNA

Mortgage

Document Number00306/0365
DateMay 30, 2006
Book Page306/0365
Instrument200600003567
Lender
NameSKY BANK
TypeBank
AddressSALINEVILLE, OH 43945
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateOhio
CountyDefiance County
County SubdivisionNoble Township
MunicipalityDefiance City
Unified School DistrictDefiance City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$794.00$20,320 (-) Land $3,360 Building $16,960
2024$794.00 (+1.28%)$20,320 (-) Land $3,360 Building $16,960$58,050 (-0.01%) Land $9,590 Building $48,460
2023$784.00 (+40.75%)$20,320 (+56.67%) Land $3,360 Building $16,960$58,057 (+56.7%) Land $9,600 Building $48,457
2022$557.00$12,970 Land $3,280 Building $9,690
2020$37,050 Land $9,360 Building $27,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978–2008)
Most Recent ClaimFeb 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEFIANCE CITY
serves 16,494 people · EPA ID OH2000111
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2022
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
MetaLINK Technologies
Fixed Wireless · Fiber in parts of the area
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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