Lancaster County property record for 515 Education Dr, Malcolm, NE 68402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,558 sqft · built 2003 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $28,000 (Jun 2003) |
| Tax Bill | $5,438 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Apr 2022 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-117-003-000 |
| Primary APN | 05-21-117-003-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,558 sqft Living Area |
| 1st Floor Area | 1,558 sqft |
| Basement Area | 1,558 sqft |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.239 acres) |
| Lot Dimensions | 125 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 1,205 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 128 sqft |
| Patio Area | 362 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 515 EDUCATION DR |
|---|---|
| City | MALCOLM |
| State | NE |
| Zip | 68402-9573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | HUDKINS ADDITION, BLOCK 1, LOT 3 |
| Legal Subdivision | HUDKINS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | LANCASTER NE |
| Township / Civil Division | ELK |
| Census Block Group | 2 |
| Census Block | 2109 |
| Census Tract | 10202 |
515 Education Dr is owned and occupied by two individuals who bought it in June 2003.
Source: Lancaster County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 EDUCATION DR, MALCOLM, NE 68402-9573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LIBERTY FIRST CU |
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACCESS BANK |
| Apr 28, 2021 | Warranty Deed, Transfer NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE CO |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional with PMI CHURCHILL MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2003 · Amount on File |
| Deed Sale | Jun 6, 2003 · Amount on File |
| Deed Document Number | 03-053782 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER NE |
| Property Address | 515 EDUCATION DR, MALCOLM, NE 68402-9573 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001137 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 2026001137 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER NE |
| Property Address | 515 EDUCATION DR, MALCOLM, NE 68402-9573 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016046 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 2022016046 |
| Name | LIBERTY FIRST CU |
|---|---|
| Type | Credit Union |
| Address | LINCOLN, NE 68503 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 49 Months |
| Due | May 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER NE |
| Property Address | 515 EDUCATION DR, MALCOLM, NE 68402-9573 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006456 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 2021006456 |
| Name | ACCESS BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER NE |
| Recording Date | Apr 28, 2021 |
| Property Address | 515 EDUCATION DR, MALCOLM, NE 68402-9573 |
| Document Number | 0000025872 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2021025872 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $157.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER NE |
| Property Address | 515 EDUCATION DR, MALCOLM, NE 68402-9573 |
| Document Number | 0000029295 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 515 EDUCATION DR MALCOLM NE 684029573, MALCOLM, NE 68402-9573 |
| Document Number | 0000029295 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 29295 |
| Name | CHURCHILL MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 24, 2040 |
The 2025 property tax bill for 515 Education Dr was $5,438.
Source: Lancaster County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Lancaster County |
| Municipality | Malcolm Village |
| Unified School District | Malcolm Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,438.00 | $341,100 Land $70,000 Building $271,100 | $341,100 Land $70,000 Building $271,100 |
| 2023 | $4,219.00 | $278,800 Land $58,000 Building $220,800 | $278,800 Land $58,000 Building $220,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 Education Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | May 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 Education Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 82% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF MALCOLM serves 457 people · EPA ID NE3110923 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 300 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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