Kenton County property record for 515 Edgar Ct, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1965 |
| Lot Size | 0.185 acres (8,092 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Aug 2017) |
| Tax Bill | $2,159 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-30-13-026.00 |
| Primary APN | 003-30-13-026.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,092 sqft Finished Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,092 sqft (0.185 acres) |
| Lot Dimensions | 120 ft deep x 67.4 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 515 EDGAR CT |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GILLHAM LOT 8 67.38X120.10 IRREG |
| Legal Subdivision | GILLHAM |
| Legal Lot Number | 8 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 64400 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 515 EDGAR CT, ERLANGER, KY 41018-1303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2020 | Deed of Trust, Mortgage · Conventional with PMI KENTUCKY HSNG |
| Apr 2, 2020 | Deed of Trust, Mortgage · Conventional with PMI KENTUCKY HSNG |
| Sep 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage KENTUCKY HSNG |
| Aug 2, 2017 | Warranty Deed, Transfer · Conventional with PMI HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2017 · Amount on Record |
| Deed Sale | Aug 2, 2017 · Amount on Record |
| Deed Document Number | 201708 02 059 00145 |
| Deed Book / Page | 6216 / 121 |
| Prior Transfer Date | Sep 1, 2010 |
| Prior Transfer Doc | 0005900156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 515 EDGAR CT, ERLANGER, KY 41018-1303 |
| Document Number | 0000000034 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 515 EDGAR CT ERLANGER KY 410181303, ERLANGER, KY 41018-1303 |
| Document Number | 0000000034 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 000M16/000499 |
| Instrument | 34 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 515 EDGAR CT, ERLANGER, KY 41018-1303 |
| Document Number | 0000000033 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 515 EDGAR CT ERLANGER KY 410181303, ERLANGER, KY 41018-1303 |
| Document Number | 0000000033 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 000M31/000175 |
| Instrument | 33 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 17, 2018 |
| Property Address | 515 EDGAR CT, ERLANGER, KY 41018-1303 |
| Document Number | 0000000019 |
| Book / Page | 0C6501 / 000322 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 19 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 515 EDGAR CT ERLANGER KY 410181303, ERLANGER, KY 41018-1303 |
| Document Number | 21 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 0C6501/000344 |
| Instrument | 21 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 16, 2023 |
| Rate | 12% |
|---|
| Document Number | 20, |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 0C6501/000326 |
| Instrument | 20 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 2, 2017 |
| Property Address | 515 EDGAR CT, ERLANGER, KY 41018-1303 |
| Document Number | 0000000145 |
| Book / Page | 006216 / 000121 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 145 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 515 EDGAR CT ERLANGER KY 410181303, ERLANGER, KY 41018-1303 |
| Document Number | 146 |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | ORC621/000127 |
| Instrument | 146 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,700 (-) Land $25,000 Building $138,700 | $163,700 (-) Land $25,000 Building $138,700 | |
| 2025 | $2,159.00 (+1.55%) | $163,700 (-) Land $25,000 Building $138,700 | $163,700 (-) Land $25,000 Building $138,700 |
| 2023 | $2,126.00 | $163,700 Land $25,000 Building $138,700 | $163,700 Land $25,000 Building $138,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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