515 Eagle St, Crystal Lake, IL 60014 Property Records

McHenry County property record for 515 Eagle St, Crystal Lake, IL 60014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,073 sqft · built 1922
Lot Size	0.414 acres (18,074 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Sep 2009)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-06-401-044`

Property Details

APN / Parcel Number

Primary APN	`19-06-401-044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,073 sqft
Gross Area	2,136 sqft
1st Floor Area	1,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	18,074 sqft (0.414 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	515 EAGLE ST
City	CRYSTAL LAKE
State	IL
Zip	60014-5736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0020485 LT 2 /EX DOC 89R017072/ MASSIER SUB
Legal Range	08E
Legal Township	43N
Legal Section	06
Legal Subdivision	MASSIER
Legal Block	2
Legal Lot Number	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1014
Census Tract	871201

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 EAGLE ST, CRYSTAL LAKE, IL 60014-5736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Jun 7, 2017	Quit Claim Deed, Transfer COMMUNITY BK/OAK PK RIV FOREST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2009 · Amount on Record
Deed Sale	Sep 30, 2009 · Amount on Record
Prior Sale	Sep 30, 2009 · Amount on Record
Deed Document Number	0000049855
Last Transfer Date	Jun 7, 2017
Transfer Doc	0000020485
Record Updated	Jun 7, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	515 EAGLE ST, CRYSTAL LAKE, IL 60014-5736
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027425
Date	Jul 21, 2020
Instrument	2020R0027425

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 7, 2017
Property Address	515 EAGLE ST, CRYSTAL LAKE, IL 60014-5736
Document Number	0000020485
Instrument Date	May 25, 2017
Instrument	20485
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	515 EAGLE ST CRYSTAL LAKE IL 600145736, CRYSTAL LAKE, IL 60014-5736

Mortgage

Document Number	20486
Date	Jun 7, 2017
Instrument	20486

Lender

Name	COMMUNITY BK/OAK PK RIV FOREST
Type	Bank
Address	OAK PARK, IL 60301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Crystal Lake City
Elementary School District	Crystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$62,056 Land $21,661 Building $40,395	$186,168 Land $64,983 Building $121,185

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1978–2020)
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless · DSL	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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