515 E Washington, Freeland, MI 48623 Property Records

Saginaw County property record for 515 E Washington, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,226 sqft · built 1910
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual on Record
Last Sale	$102,500 (May 2021)
Tax Bill	$603 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Dec 2017 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`29-13-3-16-0193-000`

Property Details

APN / Parcel Number

Primary APN	`29-13-3-16-0193-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,226 sqft Living Area
1st Floor Area	962 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 84 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	476 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	515 E WASHINGTON
City	FREELAND
State	MI
Zip	48623-2546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AGRI
Legal Description	LOT 4 & E.24 FT.OF LOT 5. BLK.9. VILLAGE OF TITTABAWASSEE. SEC 16 T13N R3E
Legal Range	03E
Legal Township	13N
Legal Section	16
Legal Subdivision	VILLAGE OF TITTABAWASSEE
Legal Block	9
Legal Lot Number	4,4
Jurisdiction	SAGINAW MI
Township / Civil Division	TITTABAWASSEE
Census Block Group	1
Census Block	1032
Census Tract	10101

Owner

Source: Saginaw County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	515 E WASHINGTON, FREELAND, MI 48623-2546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED FINANCIAL CU
Dec 28, 2017	Warranty Deed, Transfer · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Dec 28, 2017 · Amount on Record
Deed Document Number	202118734
Prior Transfer Date	Feb 15, 2005
Prior Transfer Doc	2011030806
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	May 21, 2021
Property Address	515 E WASHINGTON, FREELAND, MI 48623-2546
Document Number	2021018734
Instrument Date	May 7, 2021
Instrument	2021018734
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$768.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 E WASHINGTON, 515, FREELAND, MI 48623-2546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 E WASHINGTON, FREELAND, MI 48623-2546

Mortgage

Document Number	2021018735
Date	May 21, 2021
Instrument	2021018735

Lender

Name	UNITED FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 28, 2017
Property Address	515 E WASHINGTON, FREELAND, MI 48623-2546
Document Number	2017034175
Instrument Date	Dec 27, 2017
Instrument	2017034175
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5957 MACKINAW RD, SAGINAW, MI 48604-9765

Mortgage

Document Number	0000034176
Date	Dec 28, 2017
Instrument	2017034176

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Tittabawassee Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,500 (+0.54%)	$149,000 (+0.54%)
2025	$603.00 (-67.53%) Homeowner's exemption	$74,100 (+45.87%)	$148,200 (+45.87%)
2023		$50,800	$101,600
2022	$1,857.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TITTABAWASSEE TOWNSHIP serves 9,227 people · EPA ID MI0002470
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LakeNet.

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