Elkhart County property record for 515 E Warren St, Middlebury, IN 46540
| Property Type | Commercial Office |
|---|---|
| Details | 5,196 sqft · built 1999 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | Company Name on File |
| Tax Bill | $10,525 (2024) |
| Deeds & Mortgages | Mar 2022 Foreclosure |
| Flood Zone | Zone AE (high risk) |
| APN | 20-08-10-428-011.000-035 |
| Primary APN | 20-08-10-428-011.000-035 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,196 sqft Total Area |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Concrete |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 49,658 sqft (1.14 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 270 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 0810428011035 |
|---|---|
| Old Parcel Number | 0810428011035 |
| Street Address | 515 E WARREN ST |
| City | MIDDLEBURY |
| State | IN |
| Zip | 46540-9546 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | ZO01 |
| Legal Description | MIDDLEBURY ANIMAL CLINIC SD LOT 1 |
| Legal Subdivision | MIDDLEBURY ANIMAL CLINIC SD |
| Legal Block | 428 |
| Legal Lot Number | 1 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | MIDDLEBURY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 801 |
515 E Warren St, a commercial property, is owned by a company that acquired it in March 2022 and is owner-occupied.
Source: Elkhart County records, as of March 5, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 515 E WARREN ST, MIDDLEBURY, IN 46540-9546 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2015 |
| Deed Sale | May 15, 2015 |
| Prior Sale | May 15, 2015 |
| Deed Document Number | 0000009259 |
| Last Transfer Date | Mar 7, 2022 |
| Transfer Doc | 0000004934 |
| Record Updated | Jun 8, 2026 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Mar 7, 2022 |
| Property Address | 515 E WARREN ST, MIDDLEBURY, IN 46540-9546 |
| Document Number | 0000004934 |
| Instrument Date | Feb 21, 2022 |
| Instrument | 2022-04934 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 17, 2022 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11751 COUNTY ROAD 12, MIDDLEBURY, IN 46540-8901 |
Source: Elkhart County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Middlebury Township |
| Municipality | Middlebury Town |
| Unified School District | Middlebury Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $478,800 (+13.78%) Land $34,200 Building $444,600 | $478,800 (+13.78%) Land $34,200 Building $444,600 | |
| 2024 | $10,525.00 | $420,800 (+7.93%) Land $34,200 Building $386,600 | $420,800 (+7.93%) Land $34,200 Building $386,600 |
| 2023 | $389,900 (+2.31%) Land $34,200 Building $355,700 | $389,900 (+2.31%) Land $34,200 Building $355,700 | |
| 2022 | $10,016.00 | $381,100 Land $34,200 Building $346,900 | $381,100 Land $34,200 Building $346,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 E Warren St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 E Warren St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLEBURY WATER DEPARTMENT serves 3,420 people · EPA ID IN5220014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, New Paris Telephone Company.
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