515 E Union St, Marshville, NC 28103 Property Records

Union County property record for 515 E Union St, Marshville, NC 28103

Property Summary

Property Type	Single Family Home
Details	1,683 sqft · built 2021
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Apr 2022)
Tax Bill	$3,755 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-305-061A`

Property Details

APN / Parcel Number

Primary APN	`02-305-061A`

Interior

Building Area	1,683 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	515 E UNION ST
City	MARSHVILLE
State	NC
Zip	28103-1274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.230A OPCQ059
Jurisdiction	UNION NC
Township / Civil Division	MARSHVILLE
Census Block Group	3
Census Block	3034
Census Tract	20800

Owner

Source: Union County records · APN 02-305-061A

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	515 E UNION ST, MARSHVILLE, NC 28103-1274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 20, 2022 · Amount on Record
Deed Sale	Apr 20, 2022 · Amount on Record
Deed Document Number	202214742
Deed Book / Page	8459 / 152
Record Updated	Jun 08, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 20, 2022
Property Address	515 E UNION ST, MARSHVILLE, NC 28103-1274
Document Number	0008459152
Book / Page	8459 / 152
Map Reference	CAB Q FILE 59
Instrument Date	Apr 20, 2022
Instrument	14742
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 E UNION ST, MARSHVILLE, NC 28103-1274

Mortgage

Document Number	0000014743
Date	Apr 20, 2022
Instrument	14743

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 05, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 01, 2029
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.5%
Index	10-Year TN
Max Rate	9.5%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Marshville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,755.00 (+46.97%)	$386,700 (+73.25%) Land $41,400 Building $345,300	$386,700 (+73.25%) Land $41,400 Building $345,300
2023	$2,555.00	$223,200 Land $18,400 Building $204,800	$223,200 Land $18,400 Building $204,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 201 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF MARSHVILLE serves 3,163 people
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.