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515 E Oregon St, Polo, IL 61064 Property Records

Ogle County property record for 515 E Oregon St, Polo, IL 61064 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.69 acres (30,056 sqft)
Owner2 Individual Names on File
Tax Bill$4,897 (2022)
Deeds & MortgagesMay 2026 Mortgage
Sep 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-16-426-019

Property Details

APN / Parcel Number

Primary APN14-16-426-019

Exterior

Lot Area30,056 sqft (0.69 acres)
Lot Dimensions150 ft deep x 200 ft wide

Location & Zoning

Street Address515 E OREGON ST
CityPOLO
StateIL
Zip61064-1907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK:8 TWP:23 SECT/LOT:26 PT NE4 SE4 BEG 33 S & 439 W NE COR, W200 S150 E200 N150 POB
Legal Range08
Legal Township23
Legal Section26
Legal Block8
Legal Lot Number26
JurisdictionOGLE IL
Township / Civil DivisionBUFFALO
Census Block Group4
Census Block4047
Census Tract961500

Owner

Source: Ogle County records · APN 14-16-426-019

Assessment roll updated April 28, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address515 E OREGON ST, POLO, IL 61064-1907
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
May 01, 2026Deed of Trust, Mortgage · Conventional Mortgage
QUAD CITY BANK & TRUST COMPANY
Sep 14, 2023Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 19, 2019Grant Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 14, 2023
Deed SaleSep 14, 2023
Prior SaleSep 19, 2019 · Amount on Record
Deed Document Number20234054
Prior Transfer DateSep 08, 2023
Prior Transfer Doc0000004054
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Recording DateMay 01, 2026
Property Address515 E OREGON ST, POLO, IL 61064-1907
Document Number0000002042
Instrument DateApr 27, 2026
Instrument20262042
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002042,
DateMay 01, 2026
Instrument20262042
Lender
NameQUAD CITY BANK & TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionOGLE IL
Recording DateSep 14, 2023
Property Address515 E OREGON ST, POLO, IL 61064-1907
Document Number0000004054
Instrument DateSep 08, 2023
Instrument202304054
Transaction TypeTransfer
Record UpdatedOct 04, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 E OREGON ST, POLO, IL 61064-1907

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOGLE IL
Recording DateSep 19, 2019
Property Address515 E OREGON ST, POLO, IL 61064-1907
Document Number0000005331
Instrument DateSep 17, 2019
Instrument5331
Transaction TypeTransfer
Record UpdatedSep 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$241.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3608 BAILEY ST TWENTYNINE PALMS CA 922779443, TWENTYNINE PALMS, CA 92277-9443

Mortgage

Document Number5334
DateSep 19, 2019
Instrument5334
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 18, 2049

Tax Assessment & Valuation

Source: Ogle County records · Assessment roll updated April 28, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionBuffalo Township
MunicipalityPolo City
Unified School DistrictPolo Community Unit School District 222 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$66,042 (+1.23%) Land $11,544 Building $54,498$198,126 (+1.23%) Land $34,632 Building $163,494
2023$65,240 (+7.56%) Land $11,404 Building $53,836$195,720 (+7.56%) Land $34,212 Building $161,508
2022$4,897.00$60,654 Land $10,602 Building $50,052$181,962 Land $31,806 Building $150,156

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ogle County (17141C), updated December 30, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Surf Air WirelessFiber8,000 / 8,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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