515 E Oak St, Watseka, IL 60970 Property Records

Iroquois County property record for 515 E Oak St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.242 acres (10,543 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Mar 2024)
Tax Bill	$1,859 (2025)
Deeds & Mortgages	Mar 2024 Sale May 2023 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`19 33 352 023`

Property Details

APN / Parcel Number

Primary APN	`19 33 352 023`

Exterior

Lot Area	10,543 sqft (0.242 acres)

Location & Zoning

Street Address	515 E OAK ST
City	WATSEKA
State	IL
Zip	60970-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 & W 45' LT 8 BLK 3
Legal Block	3
Legal Lot Number	8,9
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	1
Census Block	1038
Census Tract	950400

Owner

Source: Iroquois County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 E OAK ST, WATSEKA, IL 60970-1438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 15, 2023	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 21, 2019	Warranty Deed, Transfer COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2024 · Amount on Record
Deed Sale	Mar 4, 2024 · Amount on Record
Prior Sale	Jun 21, 2019 · Amount on Record
Deed Document Number	2024650
Prior Transfer Date	May 15, 2023
Prior Transfer Doc	0000001407
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Mar 4, 2024
Property Address	515 E OAK ST, WATSEKA, IL 60970-1438
Document Number	00024R0650
Instrument Date	Mar 1, 2024
Instrument	24R0650
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$85.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4525 W NANCY DR, KANKAKEE, IL 60901-7782

May 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	IROQUOIS IL
Recording Date	May 15, 2023
Property Address	515 E OAK ST, WATSEKA, IL 60970-1438
Document Number	00023R1407
Map Reference	MB D PG 25
Instrument Date	May 15, 2023
Instrument	23R1407
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 E OAK ST, WATSEKA, IL 60970-1438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 E OAK ST, WATSEKA, IL 60970-1438
Investor	Possibly a Property Investor

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jun 21, 2019
Property Address	515 E OAK ST, WATSEKA, IL 60970-1438
Document Number	19R1778
Map Reference	MB D PG 25
Instrument Date	Jun 17, 2019
Instrument	19R1778
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 E OAK ST, WATSEKA, IL 60970-1438
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,859.00 (+135.02%)	$18,230 (+41.98%) Land $2,000 Building $16,230	$54,690 (+41.98%) Land $6,000 Building $48,690
2022	$791.00 Homeowner's exemption Senior Citizen's exemption	$12,840 Land $1,410 Building $11,430	$38,520 Land $4,230 Building $34,290

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	237 (1979–2018)
Claims Outside the SFHA	4 of 237
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 106 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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