515 E North St, Winterset, IA 50273 Property Records

Madison County property record for 515 E North St, Winterset, IA 50273

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 995 sqft · built 1994
Lot Size	0.239 acres (10,423 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,975 (2025)
Deeds & Mortgages	Sep 2026 Transfer May 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`820003300014000`

Property Details

APN / Parcel Number

Primary APN	`820003300014000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	995 sqft Total Area
Basement Area	995 sqft
Unfinished Basement	995 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,423 sqft (0.239 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	515 E NORTH ST
City	WINTERSET
State	IA
Zip	50273-1477
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	PARCEL 4 S18' LOT D & LT E OF SUBD E133' LT 1 & S 78.31 LT 11 DEPOT ADDN
Legal Subdivision	DEPOT ADD
Legal Lot Number	1,11,D
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	2
Census Block	2047
Census Tract	60200

Owner

515 E North St, a duplex, is held in a trust since September 2026.

Source: Madison County records, as of October 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	120 S 5TH AVE, WINTERSET, IA 50273-1810
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 28, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 6, 2025	Deed of Trust, Mortgage · Closed-End Mortgage UNION STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 30, 2026
Transfer Doc	0000002932
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IA
Recording Date	Sep 30, 2026
Property Address	515 E NORTH ST, WINTERSET, IA 50273-1477
Document Number	0000002932
Book / Page	2026 / 2932
Instrument Date	Sep 30, 2026
Instrument	20262932
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	120 S 5TH AVE, WINTERSET, IA 50273-1810

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IA
Recording Date	May 28, 2026
Property Address	515 E NORTH ST, WINTERSET, IA 50273-1477
Document Number	0000001498
Book / Page	2026 / 1498
Instrument Date	May 12, 2026
Instrument	20261498
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	516 E FILMORE ST, WINTERSET, IA 50273-1265

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	515 E NORTH ST, WINTERSET, IA 50273-1477
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S 5TH AVE, WINTERSET, IA 50273-1810

Mortgage

Document Number	02025/2084
Date	Aug 6, 2025
Book Page	2025/2084
Instrument	2025 2084

Lender

Name	UNION STATE BANK
Type	Bank
Address	WINTERSET, IA 50273

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	62 Months
Due	Oct 15, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 515 E North St was $5,975, up 11.7% from the year before.

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,975.00 (+11.68%)	$281,100 Land $28,900 Building $252,200	$281,100 Land $28,900 Building $252,200
2024	$5,350.00
2023		$273,200 Land $20,200 Building $253,000	$273,200 Land $20,200 Building $253,000
2022	$4,810.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 E North St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 E North St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: OmniTel-Interstate Cablevision, Verizon.

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