515 E Monroe Dam Rd, Bloomington, IN 47401 Property Records

Monroe County property record for 515 E Monroe Dam Rd, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1989
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Oct 2022)
Tax Bill	$4,160 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-19610-00`

Property Details

APN / Parcel Number

Primary APN	`004-19610-00`
Alternative APN	`53-11-21-300-007.000-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	520 sqft
Finished Basement	520 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,904 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	004-19610-00
Street Address	515 E MONROE DAM RD
City	BLOOMINGTON
State	IN
Zip	47401-9071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	PT SE SW 21-7-1W 5.00A
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2020
Census Tract	1501

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4291 W 186TH ST, SHERIDAN, IN 46069-9287
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2019	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CREDIT UNION ISAOA
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 21, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CASEY STATE BANK
Mar 27, 2019	Warranty Deed, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Mar 27, 2019 · Amount on Record
Deed Document Number	202247689
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	515 E MONROE DAM RD, BLOOMINGTON, IN 47401-9071
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2019010228
Date	Jul 22, 2019
Instrument	2019010228

Lender

Name	INDIANA UNIVERSITY CREDIT UNION ISAOA
Type	Non-Lending Institution
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 21, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	515 E MONROE DAM RD, BLOOMINGTON, IN 47401-9071
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021020048
Date	Oct 21, 2021
Instrument	2021020048

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Oct 21, 2022
Property Address	515 E MONROE DAM RD, BLOOMINGTON, IN 47401-9071
Document Number	2022015569
Instrument Date	Oct 21, 2022
Instrument	2022015569
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	DOMINION TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1979 LUNENBURG DR, WESTFIELD, IN 46074-9801
Investor	Possibly a Property Investor

Mortgage

Document Number	2022015570
Date	Oct 21, 2022
Instrument	2022015570

Lender

Name	CASEY STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Mar 27, 2019
Property Address	515 E MONROE DAM RD, BLOOMINGTON, IN 47401-9071
Document Number	2019003950
Instrument Date	Mar 21, 2019
Instrument	2019003950
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 E MONROE DAM RD, BLOOMINGTON, IN 47401-9071
Investor	Possibly a Property Investor

Mortgage

Document Number	2019003951
Date	Mar 27, 2019
Instrument	2019003951

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,160.00 (+6.34%)	$280,600 (+11.88%) Land $70,000 Building $210,600	$280,600 (+11.88%) Land $70,000 Building $210,600
2024	$3,912.00 (+102.38%)
2023		$250,800 (+7.78%) Land $56,000 Building $194,800	$250,800 (+7.78%) Land $56,000 Building $194,800
2022	$1,933.00	$232,700 Land $39,000 Building $193,700	$232,700 Land $39,000 Building $193,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2002 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people · EPA ID IN5253007
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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