Frederick County property record for 515 E Church St, Frederick, MD 21701 · Last verified May 2026
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1900 |
| Lot Size | 0.199 acres (8,661 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Apr 2026) |
| Tax Bill | $4,011 (2024) |
| Deeds & Mortgages | Jul 2025 Second Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-069865 |
| Primary APN | 02-069865 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 504 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 8,661 sqft (0.199 acres) |
| Lot Dimensions | 300 ft deep x 2 ft wide |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Account Number | 069865 |
|---|---|
| Street Address | 515 E CHURCH ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5765 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 8,661 SQ. FT. 515 E. CHURCH ST. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 750804 |
Source: Frederick County records · APN 02-069865
Assessment roll updated August 4, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 E CHURCH ST, FREDERICK, MD 21701-5765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 31, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 17, 2026 | Deed, Transfer · Conventional Mortgage ABSOLUTE MORTGAGE CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on Record |
| Deed Sale | Apr 17, 2026 · Amount on Record |
| Prior Sale | Apr 28, 2009 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 17822 / 207 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 515 E CHURCH ST, FREDERICK, MD 21701-5765 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0174490202 |
|---|---|
| Date | Jul 31, 2025 |
| Book Page | 17449/202 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 17, 2026 |
| Property Address | 515 E CHURCH ST, FREDERICK, MD 21701-5765 |
| Document Number | 1782000207 |
| Book / Page | 17822 / 207 |
| Instrument Date | Apr 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $303,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 515 E CHURCH ST, FREDERICK, MD 21701-5765 |
| Document Number | 1782000215, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 17822/215 |
| Name | ABSOLUTE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $292,600 (+10.86%) Land $153,300 Building $139,300 | $292,600 (-) Land $153,300 Building $139,300 | |
| 2024 | $4,011.00 (+7.22%) | ||
| 2023 | $3,741.00 Homeowner's exemption | $263,933 | $292,600 Land $153,300 Building $139,300 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217508041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Shenandoah Telecommunications Company, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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