515 E Central Ave, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 515 E Central Ave, Morgan Hill, CA 95037 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,759 sqft · built 1997
Lot Size	0.083 acres (3,600 sqft)
Owner	2 Individual Names on File
Last Sale	$259,500 (Jul 1997)
Tax Bill	$4,762 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`726-27-027`

Property Details

APN / Parcel Number

Primary APN	`726-27-027`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,759 sqft Living Area
1st Floor Area	977 sqft
2nd Floor Area	782 sqft
Family Room	Family Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	3,600 sqft (0.083 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	515 E CENTRAL AVE
City	MORGAN HILL
State	CA
Zip	95037-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8788 BOOK 677 PAGE 45 PAGE 47 LOT 7
Legal Subdivision	TRACT NO 08788
Legal Tract	8788
Legal Lot Number	7
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1004
Census Tract	512311

Owner

Source: Santa Clara County records · APN 726-27-027

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	515 E CENTRAL AVE, MORGAN HILL, CA 95037-3103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 1997 · Amount on Record
Deed Sale	Jul 22, 1997 · Amount on Record
Deed Document Number	199713786264
Last Transfer Date	Oct 31, 2002
Transfer Doc	0016612580
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	515 E CENTRAL AVE, MORGAN HILL, CA 95037-3103
Transaction Type	Mortgage
Record Updated	Aug 30, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 E CENTRAL AVE, MORGAN HILL, CA 95037-3103

Mortgage

Document Number	0025071189
Date	Aug 19, 2021
Instrument	25071189

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Morgan Hill City
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$422,212 (+2%) Land $162,858 Building $259,354
2025	$4,762.00 (+3.27%) Homeowner's exemption	$413,934 (+4.04%) Land $159,665 Building $254,269
2023	$4,611.00 (+1.77%) Homeowner's exemption	$397,863 Land $153,466 Building $244,397
2022	$4,531.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.