Gallatin County property record for 515 E Cedar St, Ridgway, IL 62979
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.386 acres (16,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $46 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-002-122-03 |
| Primary APN | 09-002-122-03 |
|---|
| Lot Area | 16,800 sqft (0.386 acres) |
|---|---|
| Lot Dimensions | 140 ft deep x 120 ft wide |
| Street Address | 515 E CEDAR ST |
|---|---|
| City | RIDGWAY |
| State | IL |
| Zip | 62979-1266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 3 & 4 JAMES M. BEANS ADDITION |
| Legal Subdivision | JAMES M BEANS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 3-4 |
| Jurisdiction | GALLATIN IL |
| Township / Civil Division | RIDGWAY |
| Census Block Group | 1 |
| Census Block | 1090 |
| Census Tract | 972700 |
Source: Gallatin County records · APN 09-002-122-03
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 E CEDAR ST, RIDGWAY, IL 62979-1266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Gallatin County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Gallatin County |
| County Subdivision | Ridgway Township |
| Municipality | Ridgway Village |
| Unified School District | Gallatin Community Unit School District 7 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46.00 (-90.76%) | $5,732 (+19.69%) Land $5,659 Building $73 | $17,196 (+19.69%) Land $16,977 Building $219 |
| 2022 | $498.00 | $4,789 Land $4,728 Building $61 | $14,367 Land $14,184 Building $183 |
Source: FEMA National Flood Hazard Layer as of December 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 9 (2011) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | May 2011 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Shawnee Communications Fiber | 1,000 / 500 |
| AMG Technology Investment Group Fixed Wireless | 400 / 100 |
May also be available: Delta Communications, T-Mobile USA, Wisper ISP.
Based on FCC filings for 290 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RIDGWAY serves 874 people |
|---|---|
| Water Source | Purchased groundwater from SALINE VALLEY CONSERVANCY DISTRICT |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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