515 E Benton St, Winterset, IA 50273 Property Records

Madison County property record for 515 E Benton St, Winterset, IA 50273

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,265 sqft · built 1900
Lot Size0.167 acres (7,260 sqft)
OwnerIndividual Name on File
Last Sale$98,500 (May 2017)
Tax Bill$2,856 (2025)
Deeds & MortgagesMar 2024 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN820003101061000

Property Details

APN / Parcel Number

Primary APN820003101061000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,265 sqft Living Area
1st Floor Area744 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,260 sqft (0.167 acres)
Lot Dimensions110 ft deep x 66 ft wide
Garage TypeDetached
Garage Area1,056 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area210 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address515 E BENTON ST
CityWINTERSET
StateIA
Zip50273-1213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLOCK 1 NORTH ADDITION
Legal SubdivisionNORTH ADDITION
Legal Block1
Legal Lot Number7
JurisdictionMADISON IA
Township / Civil DivisionWINTERSET
Census Block Group2
Census Block2071
Census Tract60200

Owner

515 E Benton St is owned and occupied by an individual who bought it in May 2017.

Source: Madison County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address515 E BENTON ST, WINTERSET, IA 50273-1213
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2024Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
May 15, 2017Warranty Deed, Transfer · FHA Mortgage
FIDELITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2017 · Amount on File
Deed SaleMay 15, 2017 · Amount on File
Deed Document Number20171525
Deed Book / Page2017 / 1525
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IA
Property Address515 E BENTON ST, WINTERSET, IA 50273-1213
Transaction TypeMortgage
Record UpdatedApr 18, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 E BENTON ST, WINTERSET, IA 50273-1213

Mortgage

Document Number002024/624
DateMar 25, 2024
Book Page2024/624
Instrument2024 624
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term279 Months
DueJun 1, 2047

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IA
Recording DateMay 15, 2017
Property Address515 E BENTON ST, WINTERSET, IA 50273-1213
Document Number2017/1525
Book / Page2017 / 1525
Instrument DateMay 12, 2017
Instrument2017 1525
Transaction TypeTransfer
Record UpdatedOct 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$156.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 E BENTON ST, WINTERSET, IA 50273-1213

Mortgage

Document Number2017/1526
DateMay 15, 2017
Book Page2017/1526
Instrument2017 1526
Lender
NameFIDELITY BANK
TypeBank
AddressWEST DES MOINES, IA 50266
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 515 E Benton St was $2,856 with a homeowner's exemption.

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMadison County
MunicipalityWinterset City
Unified School DistrictWinterset Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,856.00 Homeowner's exemption$161,500 Land $17,100 Building $144,400$161,500 Land $17,100 Building $144,400
2024$2,856.00
2023$156,100 Land $11,900 Building $144,200$156,100 Land $11,900 Building $144,200
2022$2,450.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 E Benton St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Most Recent ClaimJun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 515 E Benton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTERSET MUNICIPAL WATERWORKS
serves 5,428 people · EPA ID IA6171029
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: OmniTel-Interstate Cablevision, Verizon.

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