Steele County property record for 515 E Academy St, Owatonna, MN 55060 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1927 |
| Square Footage | 2,007 sqft Finished Area |
| Lot Size | 8,364 sqft (0.192 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $220,000 (2021) |
| Tax Bill | $3,090.00 (2026) |
| Primary APN | 17-136-0122 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Building Area | 2,007 sqft Finished Area |
| Basement Area | 437 sqft Basement |
| Finished Basement | 437 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,364 sqft (0.192 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 515 E ACADEMY ST |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-3020 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | REPLAT OF HIGHLAND PARK - CHAMBERS BLK 1 LOT 22 & 1/2 OF VACATED ALLEY RE-PLAT OF HIGHLAND PARK ADDN |
| Legal Subdivision | REPLAT OF HIGHLAND PARK - CHAMBERS |
| Legal Block | 1 |
| Legal Lot Number | 22-1 |
| Jurisdiction | STEELE MN |
| Minor Civil Division | OWATONNA |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 960200 |
Source: Steele County records · APN 17-136-0122
Assessment roll updated September 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 E ACADEMY ST, OWATONNA, MN 55060-3020 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Stand Alone First Mortgage GUARANTEED RATE INC |
| Sep 10, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUARANTEED RATE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 10, 2021 · Amount on Record |
| Deed Sale | Sep 10, 2021 · Amount on Record |
| Deed Doc Number | 2021438478 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 515 E ACADEMY ST, OWATONNA, MN 55060-3020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000438480 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | A000438480 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Sep 10, 2021 |
| Property Address | 515 E ACADEMY ST, OWATONNA, MN 55060-3020 |
| Document Number | A000438478 |
| Instrument Date | Sep 07, 2021 |
| Instrument | A000438478 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $726.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 E ACADEMY ST, OWATONNA, MN 55060-3020 |
| Document Number | A000438479 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | A000438479 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Steele County records · Assessment roll updated September 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,090.00 (+14.78%) | ||
| 2025 | $226,000 (+17.04%) Land $36,900 Building $189,100 | $226,000 (+17.04%) Land $36,900 Building $189,100 | |
| 2023 | $2,692.00 Homeowner's exemption | $193,100 Land $26,100 Building $167,000 | $193,100 Land $26,100 Building $167,000 |
Source: FEMA National Flood Hazard Layer, Steele County (27147C), updated November 11, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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