515 E 4th St, Fairmont, MN 56031 Property Records

Martin County property record for 515 E 4th St, Fairmont, MN 56031

Property Summary

Property Type	Single Family Home
Details	4 bd · 0.5 ba · 1,260 sqft · built 1952
Lot Size	0.094 acres (4,095 sqft)
Owner	Individual Name on Record
Last Sale	$68,500 (Apr 2021)
Tax Bill	$1,088 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Nov 2018 Mortgage
APN	`23.118.0220`

Property Details

APN / Parcel Number

Primary APN	`23.118.0220`

Interior

Bedrooms	4 Beds
Full Baths	0.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	840 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,095 sqft (0.094 acres)
Lot Dimensions	52 ft deep x 77 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	515 E 4TH ST
City	FAIRMONT
State	MN
Zip	56031-3914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GAMBLES LOT-010 BLOCK-002 W77'
Legal Subdivision	GAMBLES
Legal Block	2
Legal Lot Number	10
Jurisdiction	MARTIN MN
Township / Civil Division	FAIRMONT
Census Block Group	4
Census Block	4021
Census Tract	790600

Owner

Source: Martin County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 E 4TH ST, FAIRMONT, MN 56031-3914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANK MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Apr 3, 2008 · Amount on Record
Deed Document Number	2021449717
Prior Transfer Date	Dec 15, 2020
Prior Transfer Doc	0000448309
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN MN
Recording Date	Apr 21, 2021
Property Address	515 E 4TH ST, FAIRMONT, MN 56031-3914
Document Number	2021R449717
Instrument Date	Apr 15, 2021
Instrument	2021R-449717
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	MINNESOTA RIVER VALLEY TITLE AND, MINNESOTA RIVER VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.05
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 E 4TH ST, FAIRMONT, MN 56031-3914

Mortgage

Document Number	2021R449718
Date	Apr 21, 2021
Instrument	2021R-449718

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN MN
Property Address	515 E 4TH ST, FAIRMONT, MN 56031-3914
Transaction Type	Mortgage
Record Updated	Nov 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R439269
Date	Nov 16, 2018
Instrument	2018R-439269

Lender

Name	BANK MIDWEST
Type	Bank
Address	FAIRMONT, MN 56031

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 7, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Martin County
Municipality	Fairmont City
Unified School District	Fairmont Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,200 (+4.91%) Land $7,200 Building $74,000	$81,200 (+4.91%) Land $7,200 Building $74,000
2025	$1,088.00 (+1.49%) Homeowner's exemption	$77,400 (-17.75%) Land $7,200 Building $70,200	$77,400 (-17.75%) Land $7,200 Building $70,200
2024	$1,072.00 (-2%)
2023		$94,100 Land $4,400 Building $89,700	$94,100 Land $4,400 Building $89,700
2022	$1,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Fairmont serves 10,328 people · EPA ID MN1460003
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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