515 E 2nd Ave, Monmouth, IL 61462 Property Records

Warren County property record for 515 E 2nd Ave, Monmouth, IL 61462

Property Summary

Property Type	Single Family Home
Details	1,872 sqft · built 1910
Lot Size	0.106 acres (500 sqft)
Owner	Individual Name on File
Last Sale	$94,500 (Jul 2020)
Tax Bill	$3,215 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-205-326-00`

Property Details

APN / Parcel Number

Primary APN	`09-205-326-00`

Interior

Building Area	1,872 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	500 sqft (0.106 acres)
Lot Dimensions	92.5 ft deep x 50 ft wide

Location & Zoning

Street Address	515 E 2ND AVE
City	MONMOUTH
State	IL
Zip	61462-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50' E SD LOT 2 & 10' X 50' NE COR LOT 3 BLOCK 29 OTP LOT SIZE: 50' X 92.5'
Legal Block	29
Legal Lot Number	2-3,10
Jurisdiction	WARREN IL
Township / Civil Division	MONMOUTH
Census Block Group	2
Census Block	2017
Census Tract	870500

Owner

515 E 2nd Ave is owned and occupied by an individual who bought it in July 2020.

Source: Warren County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	515 E 2ND AVE, MONMOUTH, IL 61462-2209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Warranty Deed, Transfer · Conventional Mortgage IH MISSISSIPPI VALLEY CU
Jul 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage FORTRESS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2020 · Amount on File
Deed Sale	Jul 28, 2020 · Amount on File
Deed Document Number	20201537
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN IL
Recording Date	Jul 28, 2020
Property Address	515 E 2ND AVE, MONMOUTH, IL 61462-2209
Document Number	2020R1537
Instrument Date	Jul 27, 2020
Instrument	2020R-1537
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 E 2ND AVE, MONMOUTH, IL 61462-2209

Mortgage

Document Number	2020R1538
Date	Jul 28, 2020
Instrument	2020R-1538

Lender

Name	IH MISSISSIPPI VALLEY CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	2.62%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN IL
Property Address	515 E 2ND AVE, MONMOUTH, IL 61462-2209
Transaction Type	Mortgage
Record Updated	Jul 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R1275
Date	Jul 8, 2019
Instrument	2019R-1275

Lender

Name	FORTRESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 1, 2020

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 515 E 2nd Ave was $3,215 with a homeowner's exemption.

Source: Warren County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Warren County
County Subdivision	Monmouth Township
Municipality	Monmouth City
Unified School District	Monmouth-Roseville Community Unit School District 238 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,215.00 Homeowner's exemption	$39,110 (+8.52%) Land $1,280 Building $37,830	$117,330 (+8.52%) Land $3,840 Building $113,490
2024		$36,040 Land $1,180 Building $34,860	$108,120 Land $3,540 Building $104,580
2022	$2,694.00 Homeowner's exemption	$32,270 Land $1,060 Building $31,210	$96,810 Land $3,180 Building $93,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 515 E 2nd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 515 E 2nd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONMOUTH serves 8,902 people · EPA ID IL1870150
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MTC Communications.

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