Stanly County property record for 515 E 1st St, Oakboro, NC 28129
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,128 sqft · built 1952 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Company Name on Record |
| Last Sale | $310,000 (Aug 2022) |
| Tax Bill | $1,479 (2026) |
| Deeds & Mortgages | Nov 2023 Mortgage Dec 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 650404504380 |
| Primary APN | 650404504380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,128 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 28,314 sqft (0.65 acres) |
| Garage Type | Carport |
| Garage Area | 216 sqft |
| Carport | Carport |
| Carport Area | 216 sqft |
| Porch | Porch |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1541375 |
|---|---|
| Street Address | 515 E 1ST ST |
| City | OAKBORO |
| State | NC |
| Zip | 28129-8994 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 515 E FIRST ST 650404142 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | BIG LICK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 930901 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 12773 PHILADELPHIA CHURCH RD, STANFIELD, NC 28163-5508 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 30, 2023 | Deed of Trust, Mortgage · Commercial Mortgage THOMAS W ARMSTRONG REVOCABLE TRUST |
| Dec 7, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Apr 8, 2021 | Warranty Deed, Transfer · Line of Credit AFRE I LLC |
| Aug 21, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Aug 21, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2022 · Amount on Record |
| Deed Sale | Aug 15, 2022 · Amount on Record |
| Prior Sale | Apr 8, 2021 · Amount on Record |
| Deed Document Number | 2022450142 |
| Deed Book / Page | 1795 / 1636 |
| Last Transfer Date | Nov 29, 2022 |
| Transfer Doc | 0000453679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 515 E 1ST ST, OAKBORO, NC 28129-8994 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000463685 |
|---|---|
| Date | Nov 30, 2023 |
| Book Page | 1838/1378 |
| Instrument | 463685 |
| Name | THOMAS W ARMSTRONG REVOCABLE TRUST |
|---|---|
| Type | Non-Lending Institution |
| Address | STANFIELD, NC 28163 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 230 Months |
| Due | Jan 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Dec 7, 2022 |
| Property Address | 515 E 1ST ST, OAKBORO, NC 28129-8994 |
| Document Number | 0000453679 |
| Book / Page | 1807 / 547 |
| Instrument Date | Nov 29, 2022 |
| Instrument | 453679 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12773 PHILADELPHIA CHURCH RD, STANFIELD, NC 28163-5508 |
| Name | Verified Name |
|---|---|
| Address | 12773 PHILADELPHIA CHURCH RD, STANFIELD, NC 28163-5508 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Apr 8, 2021 |
| Property Address | 515 E 1ST ST, OAKBORO, NC 28129-8994 |
| Document Number | 0000431454 |
| Book / Page | 1737 / 1061 |
| Instrument Date | Apr 8, 2021 |
| Instrument | 431454 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12773 PHILADELPHIA CHURCH RD, 12773, STANFIELD, NC 28163-5508 |
| Name | Verified Name |
|---|---|
| Address | 12773 PHILADELPHIA CHURCH RD, STANFIELD, NC 28163-5508 |
| Document Number | 0000431455 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 431455 |
| Name | AFRE I LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Aug 21, 2020 |
| Property Address | 515 E 1ST ST, OAKBORO, NC 28129-8994 |
| Document Number | 0000422939 |
| Book / Page | 001710 / 000684 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 422939 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12773 PHILADELPHIA CHURCH RD STANFIELD NC 281635508, STANFIELD, NC 28163-5508 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Aug 21, 2019 |
| Property Address | 515 E 1ST ST, OAKBORO, NC 28129-8994 |
| Document Number | 0000412279 |
| Book / Page | 001678 / 000078 |
| Instrument Date | Aug 21, 2019 |
| Instrument | 412279 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43733 RUMMAGE RD ALBEMARLE NC 280017888, ALBEMARLE, NC 28001-7888 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Oakboro Town |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,479.00 | $152,513 (-) Land $36,741 Building $115,772 | $152,513 (-) Land $36,741 Building $115,772 |
| 2025 | $1,479.00 (+24.29%) | $152,513 (+30.68%) Land $36,741 Building $115,772 | $152,513 (+30.68%) Land $36,741 Building $115,772 |
| 2023 | $1,190.00 | $116,710 Land $23,773 Building $92,937 | $116,710 Land $23,773 Building $92,937 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAKBORO serves 3,173 people · EPA ID NC0184020 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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