Kenton County property record for 515 E 18th St, Covington, KY 41014 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1904 |
| Square Footage | 848 sqft Finished Area |
| Lot Size | 1,940 sqft (0.045 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $129,000 (2023) |
| Tax Bill | $1,709.00 (2025) |
| Primary APN | 055-32-19-005.00 |
|---|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 848 sqft Finished Area |
| Gross Area | 1,270 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,940 sqft (0.045 acres) |
| Depth X Width | 100 ft x 19.4 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 515 E 18TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1407 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GOUVIONS RESUB THOMAS PT LOT 2 19.4'X 100' SS 18TH 94.2' W OAKLAND |
| Legal Subdivision | GOUVIONS RESUB THOMAS |
| Legal Lot Number | 2 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 61000 |
Source: Kenton County records · APN 055-32-19-005.00
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 E 18TH ST, COVINGTON, KY 41014-1407 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 06, 2023 · Amount on Record |
| Deed Sale | Sep 06, 2023 · Amount on Record |
| Prior Sale | Feb 09, 2023 · Amount on Record |
| Deed Doc Number | 2023173 |
| Deed Book / Page | 244 / 923 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 515 E 18TH ST, COVINGTON, KY 41014-1407 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0005900174 |
|---|---|
| Date | Sep 06, 2023 |
| Book Page | KCM 489/793 |
| Instrument | 23090605900174 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTERVILLE, OH 43082 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2053 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,709.00 (+113.89%) | $129,000 (+115%) Land $5,000 Building $124,000 | $129,000 (+115%) Land $5,000 Building $124,000 |
| 2023 | $799.00 | $60,000 Land $5,000 Building $55,000 | $60,000 Land $5,000 Building $55,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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