Union County property record for 515 E 16th St, El Dorado, AR 71730
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,544 sqft · built 1959 |
| Lot Size | 0.684 acres (29,795 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Jun 2007) |
| Tax Bill | $2,214 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04772-00593-0000 |
| Primary APN | 04772-00593-0000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,544 sqft Living Area |
| 1st Floor Area | 3,544 sqft |
| Flooring | Vinyl Sheet/Linoleum |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Closed Piers |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 29,795 sqft (0.684 acres) |
| Lot Dimensions | 162 ft deep x 184 ft wide |
| Garage Type | Carport |
| Garage Area | 460 sqft |
| Carport | Carport |
| Carport Area | 460 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,053 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | Deck Area |
| Arbor/Pergola | Arbor/Pergola |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 515 E 16TH ST |
|---|---|
| City | EL DORADO |
| State | AR |
| Zip | 71730-3315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRACTIONAL EL DORADO COM NEC BLK 19 MELLORS 4TH S-DN 212' FOR BEG W 183.8' N 162'E 183.8' S 162' TO BEG IN E-1/2 NW #17R00682 |
| Legal Range | 15 |
| Legal Township | 17 |
| Legal Section | 21 |
| Legal Subdivision | FRACTIONAL ELDORADO SEC-21 |
| Legal Block | 19 |
| Jurisdiction | UNION AR |
| Township / Civil Division | EL DORADO |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 950600 |
Source: Union County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 515 E 16TH ST, EL DORADO, AR 71730-3315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2017 | Deed of Trust, Mortgage · ARM SOFI MORTGAGE LLC |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SIMMONS FIRST BANK |
| Aug 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SIMMONS FIRST BANK |
| Oct 15, 2012 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK |
| Sep 18, 2009 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2007 · Amount on Record |
| Deed Sale | Jun 28, 2007 · Amount on Record |
| Prior Sale | Jan 1, 1995 |
| Deed Book / Page | 2007 / 7518 |
| Prior Transfer Date | Jun 27, 2007 |
| Prior Transfer Doc | 2007007518 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION AR |
| Property Address | 515 E 16TH ST, EL DORADO, AR 71730-3315 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2017R006823 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 2017R006823 |
| Name | SOFI MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION AR |
| Property Address | 515 E 16TH ST, EL DORADO, AR 71730-3315 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2020R007038 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 2020R007038 |
| Name | SIMMONS FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION AR |
| Property Address | 515 E 16TH ST, EL DORADO, AR 71730-3315 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2019R005436 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | 2019R005436 |
| Name | SIMMONS FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION AR |
| Property Address | 515 E 16TH ST, EL DORADO, AR 71730-3315 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2012R009540 |
|---|---|
| Date | Oct 15, 2012 |
| Instrument | 2012R009540 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION AR |
| Property Address | 515 E 16TH ST, EL DORADO, AR 71730-3315 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2009R007266 |
|---|---|
| Date | Sep 18, 2009 |
| Instrument | 2009R007266 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Sep 26, 2011 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Union County assessment roll, as of November 13, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Union County |
| Municipality | El Dorado City |
| Unified School District | El Dorado School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,160 (-) Land $11,250 Building $46,910 | $290,800 (-) Land $56,250 Building $234,550 | |
| 2025 | $2,214.00 (-7.33%) Homeowner's exemption | $58,160 (-) Land $11,250 Building $46,910 | |
| 2024 | $290,800 (-) Land $56,250 Building $234,550 | ||
| 2023 | $2,389.00 Homeowner's exemption | $58,160 Land $11,250 Building $46,910 | $290,800 Land $56,250 Building $234,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 9, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Feb 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Arkansas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO WATERWORKS serves 17,932 people · EPA ID AR0000550 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Oct 2025 Asbestos resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TCW Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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