515 E 16th St, El Dorado, AR 71730 Property Records

Union County property record for 515 E 16th St, El Dorado, AR 71730

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,544 sqft · built 1959
Lot Size0.684 acres (29,795 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Jun 2007)
Tax Bill$2,214 (2025)
Deeds & MortgagesSep 2017 Mortgage
Oct 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN04772-00593-0000

Property Details

APN / Parcel Number

Primary APN04772-00593-0000
Alternative APN
  • 36915

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,544 sqft Living Area
1st Floor Area3,544 sqft
FlooringVinyl Sheet/Linoleum
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeClosed Piers
Roof TypeHip
Roof MaterialShingle
Lot Area29,795 sqft (0.684 acres)
Lot Dimensions162 ft deep x 184 ft wide
Garage TypeCarport
Garage Area460 sqft
CarportCarport
Carport Area460 sqft
DrivewayConcrete Driveway
Driveway Area1,053 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area80 sqft
Deck AreaDeck Area
Arbor/PergolaArbor/Pergola

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address515 E 16TH ST
CityEL DORADO
StateAR
Zip71730-3315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFRACTIONAL EL DORADO COM NEC BLK 19 MELLORS 4TH S-DN 212' FOR BEG W 183.8' N 162'E 183.8' S 162' TO BEG IN E-1/2 NW #17R00682
Legal Range15
Legal Township17
Legal Section21
Legal SubdivisionFRACTIONAL ELDORADO SEC-21
Legal Block19
JurisdictionUNION AR
Township / Civil DivisionEL DORADO
Census Block Group3
Census Block3018
Census Tract950600

Owner

Source: Union County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address515 E 16TH ST, EL DORADO, AR 71730-3315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2017Deed of Trust, Mortgage · ARM
SOFI MORTGAGE LLC
Oct 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
SIMMONS FIRST BANK
Aug 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
SIMMONS FIRST BANK
Oct 15, 2012Deed of Trust, Mortgage · Conventional Mortgage
BANCORPSOUTH BANK
Sep 18, 2009Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2007 · Amount on Record
Deed SaleJun 28, 2007 · Amount on Record
Prior SaleJan 1, 1995
Deed Book / Page2007 / 7518
Prior Transfer DateJun 27, 2007
Prior Transfer Doc2007007518
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION AR
Property Address515 E 16TH ST, EL DORADO, AR 71730-3315
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R006823
DateSep 29, 2017
Instrument2017R006823
Lender
NameSOFI MORTGAGE LLC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueOct 1, 2047
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.75%
Index1-Year LIBOR

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION AR
Property Address515 E 16TH ST, EL DORADO, AR 71730-3315
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R007038
DateOct 30, 2020
Instrument2020R007038
Lender
NameSIMMONS FIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION AR
Property Address515 E 16TH ST, EL DORADO, AR 71730-3315
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019R005436
DateAug 9, 2019
Instrument2019R005436
Lender
NameSIMMONS FIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049
Interest
Rate TypeFixed Rate

October 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION AR
Property Address515 E 16TH ST, EL DORADO, AR 71730-3315
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2012R009540
DateOct 15, 2012
Instrument2012R009540
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2027

September 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION AR
Property Address515 E 16TH ST, EL DORADO, AR 71730-3315
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2009R007266
DateSep 18, 2009
Instrument2009R007266
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueSep 26, 2011
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of November 13, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyUnion County
MunicipalityEl Dorado City
Unified School DistrictEl Dorado School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$58,160 (-) Land $11,250 Building $46,910$290,800 (-) Land $56,250 Building $234,550
2025$2,214.00 (-7.33%) Homeowner's exemption$58,160 (-) Land $11,250 Building $46,910
2024$290,800 (-) Land $56,250 Building $234,550
2023$2,389.00 Homeowner's exemption$58,160 Land $11,250 Building $46,910$290,800 Land $56,250 Building $234,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 9, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Most Recent ClaimFeb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Arkansas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEL DORADO WATERWORKS
serves 17,932 people · EPA ID AR0000550
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Oct 2025
Asbestos
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TCW
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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